https://stwserve.com/the-fed15-podcast-ep-157-tsp-beneficiaries-vs-your-will-should-you-keep-fegli-in-retirement/ 2026-07-02T15:09:11+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/nV40LllzYYU https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 157 TSP Beneficiaries vs. Your Will + Should You Keep FEGLI in Retirement? Dan and Katelyn discuss two retirement planning decisions that are often overlooked but can have lasting financial consequences: keeping beneficiary designations current and deciding whether FEGLI still makes sense after retirement. Estate Planning https://stwserve.com/considerations-for-helping-to-protect-your-spouses-future/ 2026-06-30T14:48:58+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/Survivor_Benefits_Protecting_Your_Spouses_Future-1.jpg Survivor_Benefits_Protecting_Your_Spouses_Future https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/what-if-retirement-lasts-30-years-planning-for-a-longer-future/ 2026-06-30T14:49:52+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/What_If_Retirement_Lasts_30_Years.jpg What_If_Retirement_Lasts_30_Years https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/how-playing-it-safe-could-hurt-your-retirement/ 2026-06-30T13:56:40+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/How_Playing_It_Safe_Could_Hurt_Your_Retirement.jpg How_Playing_It_Safe_Could_Hurt_Your_Retirement https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/a-retiring-employees-planning-for-survivor-benefits/ 2026-06-30T13:39:43+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/Survivor_Benefits_Planning_for_Retiring_Employees.jpg Survivor_Benefits_Planning_for_Retiring_Employees https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/what-feds-need-to-know-about-the-new-section-530a-trump-accounts/ 2026-06-23T17:44:53+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/section_530A_trump-accounts.jpg section_530A_trump accounts https://stwserve.com/the-fed15-podcast-ep-156-irmaa-medicare-costs-fehb-retirement-eligibility-rules/ 2026-06-23T16:00:50+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/utWt8UycTR4 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 156 IRMAA Medicare Costs & FEHB Retirement Eligibility Rules Dan and Jen break down two often-overlooked retirement risks that can significantly impact federal employees: hidden Medicare premium increases and maintaining health insurance eligibility into retirement. Medicare IRMAA https://stwserve.com/opms-retirement-quick-guide/ 2026-06-24T20:16:30+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/OPMs_Retirement_Quick_Guide.jpg OPMs_Retirement_Quick_Guide https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/fedlife-podcast-ep-169-using-retirement-funds-to-pay-ltc-insurance-premiums-secure-2-0-update/ 2026-06-23T16:44:42+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg Untitled design (3) https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/-XqNI19-vxs https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg FedLife Podcast | Ep. 169: Using Retirement Funds to Pay LTC Insurance Premiums (SECURE 2.0 Update) In this episode, Ed and Dan explore a new SECURE 2.0 provision that may allow penalty-free withdrawals from certain qualified retirement plans to help pay long-term care (LTC) insurance premiums. Beginning after December 29, 2025, eligible plan participants under age 59½ may be able to access limited retirement funds without the 10% early withdrawal penalty when used for certified LTC insurance costs. The episode breaks down eligibility rules, dollar limits, plan restrictions, and what this means for federal employees enrolled in the FLTCIP. penalty-free withdrawal https://stwserve.com/the-fed15-podcast-ep-155-fafsa-changes-financial-aid-will-feds-get-a-pay-raise-in-2027/ 2026-06-18T15:15:36+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/R-B2jj2yKcU https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 155 FAFSA Changes & Financial Aid + Will Feds Get a Pay Raise in 2027? Dan and Katelyn discuss how recent FAFSA changes may impact federal families planning for college, and what federal employees should know about the growing conversation around a potential 2027 pay freeze. FAFSA Changes https://stwserve.com/schedule-policy-career-what-federal-employees-need-to-know-about-the-june-2026-executive-order/ 2026-06-16T13:27:07+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/Schedule_Policy-Career_Executive_Order.jpg Schedule_Policy-Career_Executive_Order https://stwserve.com/wp-content/uploads/2026/06/Picture1.jpg https://stwserve.com/tsp-beneficiary-mistakes-that-override-your-will/ 2026-06-11T14:50:23+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/TSP_Beneficiary_Mistakes_That_Override_Your_Will.jpg TSP_Beneficiary_Mistakes_That_Override_Your_Will https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/medicare-part-b-and-fehb-do-you-need-both/ 2026-06-11T14:42:51+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/Medicare_Part_B_and_FEHB_Do_You_Need_Both.jpg Medicare_Part_B_and_FEHB_Do_You_Need_Both https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/dealing-with-the-financial-burden-of-a-spouses-death/ 2026-06-11T14:21:42+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/Dealing_With_the_Financial_Burden_of_a_Spouses_Death.jpg Dealing_With_the_Financial_Burden_of_a_Spouses_Death https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/when-fegli-stops-making-financial-sense/ 2026-06-10T20:18:09+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/When_FEGLI_Stops_Making_Financial_Sense.jpg When_FEGLI_Stops_Making_Financial_Sense https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fed15-podcast-ep-154-usps-fers-funding-pause-secure-2-0-catch-up-contributions/ 2026-06-18T14:34:19+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/C7lWtaLL-IA https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 154 USPS FERS Funding Pause + SECURE 2.0 Catch-Up Contributions Dan and Katelyn discuss two important retirement planning developments affecting federal employees: the USPS FERS funding pause and the enhanced catch-up contribution opportunity available to those ages 60–63. USPS FERS https://stwserve.com/why-disclaimers-are-being-increasingly-built-into-estate-plans/ 2026-06-02T14:52:39+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/Why_Disclaimers_Are_Being_Built_Into_Estate_Plans.jpg Why_Disclaimers_Are_Being_Built_Into_Estate_Plans https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/irmaa-in-retirement-the-medicare-cost-surprise/ 2026-06-10T16:12:28+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/IRMAA_in_Retirement_Medicare_Cost_Surprise.jpg IRMAA_in_Retirement_Medicare_Cost_Surprise https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fehb-rule-many-federal-employees-may-misunderstand/ 2026-06-11T20:32:52+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/06/FEHB_Rule_Many_Feds_Misunderstand.jpg FEHB_Rule_Many_Feds_Misunderstand https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fed15-podcast-ep-153-rmd-planning-before-its-too-late-how-to-delay-social-security-to-70/ 2026-06-04T18:04:49+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/VIOQXVkziiQ https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 153 RMD Planning Before It’s Too Late + How to Delay Social Security to 70 Dan and Katelyn discuss two important retirement income decisions: preparing for required minimum distributions (RMDs) and determining whether delaying Social Security benefits until age 70 makes sense. TSP https://stwserve.com/fedlife-podcast-ep-168-amending-a-tax-return-when-why-and-how-to-file-form-1040-x/ 2026-06-18T19:18:44+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg Untitled design (3) https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/lfUiuYG5aQk https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg FedLife Podcast | Ep. 168: Amending a Tax Return — When, Why, and How to File Form 1040-X In this episode, Ed and Dan discuss when it makes sense to amend a federal income tax return and the key rules surrounding IRS Form 1040-X. Millions of taxpayers discover errors or omissions after filing their returns each year, but not every mistake requires an amended return. This episode covers common reasons for amending, important filing deadlines, electronic filing options, refund considerations, and situations where responding to an IRS notice may be the better path. amended tax return https://stwserve.com/student-aid-index-how-federal-income-affects-aid/ 2026-06-04T14:06:15+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/Student_Aid_Index.jpg Student_Aid_Index https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fed15-podcast-ep-152-tax-diversification-in-retirement-planning-for-long-term-care-costs/ 2026-06-04T13:43:56+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/Cmv1QcuEHHM https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 152 Tax Diversification in Retirement + Planning for Long-Term Care Costs Katelyn and Dan discuss how federal employees can create more tax flexibility in retirement and prepare for one of the largest potential retirement expenses: long-term care. tax diversification https://stwserve.com/why-federal-employees-are-suddenly-talking-about-a-2027-pay-freeze/ 2026-05-28T19:31:23+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/2027_Federal_Pay_Freeze.jpg 2027_Federal_Pay_Freeze https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/how-a-married-individuals-spouse-can-impact-the-individuals-ira/ 2026-05-28T17:32:22+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/How_a_Married_Individuals_Spouse.jpg How_a_Married_Individuals_Spouse https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/super-catch-ups-at-6063-the-retirement-boost-many-feds-miss/ 2026-05-28T19:30:51+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/Super_Catch-Ups_at_60-63.jpg Super_Catch-Ups_at_60-63 https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fed15-podcast-ep-151-catching-up-on-retirement-savings-after-50-fafsa-css-planning/ 2026-05-21T19:42:46+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/O6R-E36qpW8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 151 Catching Up on Retirement Savings After 50 + FAFSA & CSS Planning Dan and Katelyn discuss how federal employees can accelerate retirement savings later in their careers and what parents should know about FAFSA and CSS financial aid planning. retirement savings after 50 https://stwserve.com/irs-issues-proposed-regulations-on-who-can-establish-a-trump-account/ 2026-06-23T18:16:54+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/IRS_Issues_Proposed_Regulations_on_Trump_Accounts.jpg IRS_Issues_Proposed_Regulations_on_Trump_Accounts https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/fedlife-podcast-ep-167-avoiding-irs-estimated-tax-penalties/ 2026-06-18T19:07:07+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg Untitled design (3) https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/xtBodwigU-w https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg FedLife Podcast | Ep. 167: Avoiding IRS Estimated Tax Penalties In this episode, Ed and Dan discuss why many federal employees and retirees may need to make quarterly estimated tax payments and how failing to do so can result in costly IRS underpayment penalties. With more retirees receiving income from pensions, Social Security, investments, rental properties, Roth conversions, and other sources that may not have sufficient tax withholding, understanding estimated tax requirements has become increasingly important. This episode reviews how estimated taxes work, IRS safe harbor rules, and strategies to avoid unexpected penalties Roth TSP five year rule https://stwserve.com/the-fed15-podcast-ep-150-coordinating-two-pensions-rethinking-fegli-after-55/ 2026-05-13T15:11:27+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/fW1ML7ooZSA https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 150 Coordinating Two Pensions + Rethinking FEGLI After 55 Katelyn and Dan discuss how federal employees can better coordinate multiple pension income streams in retirement and why FEGLI costs deserve a closer look after age 55. FEGLI https://stwserve.com/first-rmd-ahead-a-feds-guide-to-secure-2-0-rule-changes/ 2026-04-30T13:31:06+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/First_RMD_Ahead.jpg First_RMD_Ahead https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/delaying-social-security-to-70-a-feds-bridge-plan/ 2026-04-17T19:21:31+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Delaying_Social_Security_to_70.jpg Delaying_Social_Security_to_70 https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/understanding-secure-act-2-0s-penalty-free-ltc-insurance-retirement-plan-distribution-provision/ 2026-06-23T16:19:02+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/05/Understanding_SECURE_Act_2_0_Penalty-Free_LTC.jpg Understanding_SECURE_Act_2_0_Penalty-Free_LTC https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg FEDZONE Ed Zurndorfer https://stwserve.com/the-fed15-podcast-ep-149-hidden-tax-savings-for-federal-employees-key-federal-retirement-milestones-by-age/ 2026-05-13T14:14:10+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/jMnWv98oHjo https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 149 Hidden Tax Savings for Federal Employees + Key Federal Retirement Milestones by Age Jen and Dan discuss tax planning strategies that can help federal employees keep more of their retirement income and the critical ages that can shape retirement decisions under FERS tsp withdrawals https://stwserve.com/tax-diversification-and-retirement-flexibility/ 2026-04-30T13:39:12+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Tax_Diversification_Retirement_Flexibility.jpg Tax_Diversification_Retirement_Flexibility https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/are-federal-employees-saving-enough-for-long-term-care-a-reality-check/ 2026-04-17T19:06:47+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Are-Federal_Employees_Saving_Enough_LTC.jpg Are-Federal_Employees_Saving_Enough_LTC https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/getting-ready-for-the-start-of-trump-accounts-in-july-2026/ 2026-05-11T15:42:04+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Getting_Ready_Trump_Accounts.jpg Getting_Ready_Trump_Accounts https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg https://stwserve.com/income-assets-and-college-financial-aid-impacts/ 2026-04-17T18:38:18+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Income_Assets_and_College_Financial_Aid_Impacts.jpg Income_Assets_and_College_Financial_Aid_Impacts https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/usps-suspends-employer-fers-payments-amid-cash-crisis-does-it-affect-your-retirement/ 2026-04-30T13:07:08+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/USPS_FERS_Payments_Paused.jpg USPS_FERS_Payments_Paused https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/fedlife-podcast-ep-166-roth-tsp-in-plan-conversions-the-5-year-rule-explained/ 2026-04-28T16:09:51+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg Untitled design (3) https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/3PYDne4E-nQ https://stwserve.com/wp-content/uploads/2025/01/Untitled-design-3.jpg FedLife Podcast | Ep. 166: Roth TSP In-Plan Conversions & the 5-Year Rule Explained In this episode, Ed and Dan take a deeper look at the tax consequences of Roth TSP in-plan conversions beginning in 2026, with a focus on how the IRS “five-year rules” impact withdrawals. The discussion breaks down how traditional vs. nondeductible IRA money is taxed at conversion, how the Roth TSP “bucket” system works, and why timing matters when accessing converted funds and earnings. Listeners will gain a clearer understanding of how taxes, penalties, and holding periods interact after a conversion. Roth TSP five year rule https://stwserve.com/the-fed15-podcast-ep-148-managing-fers-tax-withholding-should-feds-diversify-beyond-u-s-stocks/ 2026-04-28T15:26:08+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/dyaakmydKHk https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 148 Managing FERS Tax Withholding + Should Feds Diversify Beyond U.S. Stocks? In this episode, Jen and Dan go over managing taxes as income stacks up in retirement and whether heavy reliance on U.S. stocks in the TSP adds unnecessary risk. They cover how to avoid tax surprises through proper withholding and how international diversification through the TSP I Fund may help balance long-term portfolio risk. fers pension https://stwserve.com/closing-the-retirement-gap-after-50-a-step-by-step-fed-guide/ 2026-04-17T18:09:44+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Closing_the_Retirement_Gap_After_50.jpg Closing_the_Retirement_Gap_After_50 https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/how-does-the-still-working-tsp-rmd-exception-strategy-work/ 2026-05-08T14:45:35+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Still-Working_TSP_RMD_Exception_Strategy.jpg Still-Working_TSP_RMD_Exception_Strategy https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg https://stwserve.com/the-fed15-podcast-ep-147-retiring-at-mra-without-the-supplement-should-you-move-closer-to-work/ 2026-04-28T15:20:29+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/uFZ-PT7tXPs https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 147 Retiring at MRA Without the Supplement + Should You Move Closer to Work? Dan and Katelyn discuss how federal employees can navigate early retirement income gaps and whether return-to-office changes should prompt a relocation decision before retirement. minimum retirement age FERS https://stwserve.com/fegli-after-55-when-it-gets-expensive-and-what-to-do/ 2026-05-13T14:24:03+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/FEGLI_After_55.jpg FEGLI_After_55 https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/two-pensions-one-plan-taxes-timing-and-survivor-choices/ 2026-04-29T19:36:28+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Two_Pensions_One_Plan.jpg Two_Pensions_One_Plan https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/understanding-the-rules-for-amending-a-federal-income-tax-return/ 2026-05-08T14:46:37+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Amending_a_Federal_Income_Tax_Return.jpg Amending_a_Federal_Income_Tax_Return https://stwserve.com/wp-content/uploads/2021/04/Fed20n3-1mages.jpeg https://stwserve.com/hidden-tax-breaks-federal-employees-often-miss/ 2026-04-17T16:12:09+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/04/Hidden_Tax_Breaks.jpg Hidden_Tax_Breaks https://stwserve.com/wp-content/uploads/2025/10/Benefits-Ben-Logo-web.jpg https://stwserve.com/the-fed15-podcast-ep-146-rural-healthcare-in-retirement-backdoor-roth-strategies-for-high-income-feds/ 2026-04-16T15:04:21+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg Untitled design https://stwserve.com/wp-content/uploads/2024/06/Podcast-Covers-ep-120-COLAs-for-FERS-and-CSRS-Website.jpeg COLAs for CSRS podcast - COLA for FERS - image: colas https://www.youtube.com/embed/gTTpYqqKzpg https://stwserve.com/wp-content/uploads/2025/01/Untitled-design.jpg The Fed15 Podcast | Ep. 146: Rural Healthcare in Retirement + Backdoor Roth Strategies for High-Income Feds Dan and Katelyn break down how healthcare access can impact retirement decisions and how high-earning federal employees can still utilize Roth strategies despite income limits. FEHB rural healthcare https://stwserve.com/age-based-retirement-milestones-for-federal-employees/ 2026-03-11T13:58:47+00:00 daily 0.8 https://stwserve.com/wp-content/uploads/2026/03/Age-Based_Retirement_Milestones_for_Federal_Employees-1.jpg Age-Based_Retirement_Milestones_for_Federal_Employees