Join Dan and Katelyn as they unravel the complexities of Thrift Savings Plan loans and provide insights into why it may not be your best option. Plus – 2025 COLA estimates.
The Fed15 Podcast (Ep. 43): Decoding TSP Loans - Know the Risks!
Katelyn’s deep dive into TSP loans and why they should be avoided in most scenarios. She goes over double taxation, loss of potential growth, and what happens if you leave federal service with an unpaid TSP loan balance.
Also – Dan’s got COLA news for FERS and CSRS annuitants. The latest estimates for the 2025 cost-of-living adjustment for Social Security – what it means for federal retirees.
***DISCLAIMER – THIS IS NOT FINANCIAL ADVICE***
The Fed15 podcast is presented by Serving Those Who Serve, a fiduciary, fee-based financial planning firm based serving federal government employees and retirees all over the country.
This podcast is presented for information and entertainment only and is not intended to be taken as financial advice. All listeners should consult their personal advisors before taking any action. The opinions expressed therein are not the opinions of Raymond James or Serving Those Who Serve.
Podcast: Decoding TSP Loans