Join Dan and Katelyn as they unravel the complexities of Thrift Savings Plan loans and provide insights into why it may not be your best option. Plus – 2025 COLA estimates.
Katelyn’s deep dive into TSP loans and why they should be avoided in most scenarios. She goes over double taxation, loss of potential growth, and what happens if you leave federal service with an unpaid TSP loan balance.
Also – Dan’s got COLA news for FERS and CSRS annuitants. The latest estimates for the 2025 cost-of-living adjustment for Social Security – what it means for federal retirees.
This podcast is presented for information and entertainment only and is not intended to be taken as financial advice. All listeners should consult their personal advisors before taking any action. The opinions expressed therein are not the opinions of Raymond James or Serving Those Who Serve.
Podcast: Decoding TSP Loans
The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
