FERS Retirement Calculator

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Planning for your retirement?

Many people seek tools like this to validate the hope surrounding a retirement date. Respectfully, no calculator can do that. While calculators like this are valuable, it's important to remember that FERS retirement planning involves more than just your annuity.

To retire successfully as a federal employee, you need to consider multiple income streams:

  • FERS Annuity
  • Social Security
  • Thrift Saving Plan (TSP)
  • ...And potentially much more!

If this is your first stop, welcome! We have been helping Feds since 1988, and we are happy to assist you on your retirement journey.

Please note: This calculator is designed to estimate FERS immediate retirement benefits only. It does not account for postponed or deferred retirement scenarios. If you're seeking guidance on those options, we recommend scheduling a consultation with an STWS advisor.

FERS Retirement Calculator

Next Steps for Your Retirement Strategy


Join Our Complimentary FERS Webinar


Learn how to plan your complete retirement strategy.
Participate in a live Q&A session – it’s your chance to ask questions and get expert answers!


Schedule a Personal Consultation


Get tailored advice from a federal retirement specialist.
Start building a customized retirement plan that fits your goals.
There’s no cost or obligation for the initial consultation.

Let’s start planning your financial future together!

Note: This calculator while being built for accuracy and ease of use, is meant to be for pension estimation only.  Please consult your HR department for a full retirement estimate.

Disclaimer: The FERS Retirement Calculator is designed to provide a general estimate of your pension income upon retirement. It is intended for informational purposes only and should not be considered a comprehensive financial planning tool. The calculations are based on standard assumptions and may not reflect your specific circumstances. For a more personalized and detailed retirement plan, we encourage you to reach out to our team at [email protected]. Our team would be happy to talk with you about developing a customized strategy for your retirement.