We know 2025 has been a challenging year for the federal community. Between RIFs, hiring freezes, and uncertainty across agencies, many of you have faced hard choices and heavy burdens, often while continuing to serve others with grace and professionalism. ... Read More

New proposals in Congress aim to limit credit damage and ease access to cash for federal employees and contractors affected by government shutdowns. These federal shutdown financial relief bills seek to help Feds and contractors manage funding lapses while protecting their ... Read More

A federal judge temporarily blocked most agency RIF layoffs, pausing thousands of pending separations while the case proceeds. For now, that means time – time to confirm your status, gather your records, and plan your next steps. Here’s what this ... Read More

It’s the most wonderful time of the year… At long last, the IRS has released its inflation adjustments for tax-advantaged retirement accounts for 2026! Typically, these figures are released in late-October/early-November each year, so the team here at Serving Those ... Read More

The Federal Employees Health Benefits (FEHB) program, which includes the Postal Service Health Benefits (PSHB) program, provides health insurance benefits to approximately 8.2 million federal employees, U.S. Postal Service employees, certain Tribal employees, and their eligible family members. The Federal ... Read More

Market volatility has been making headlines lately and creating anxiety among some of the Feds who have noticed sharp swings in their Thrift Savings Plan (TSP) balances. While this uncertainty may tempt you to pull back your investments, smart investing ... Read More

Congress debated eliminating the Federal Employees Retirement System (FERS) Supplement – but the final law preserved it. However, the threat exposed real risk. For many, this supplement is the bridge between federal retirement and Social Security. Early retirees were watching closely ... Read More

For the first time, federal employees can complete their retirement applications fully online. The Office of Personnel Management (OPM) officially launched its digital retirement application well ahead of schedule, modernizing a system that has often been criticized for being paperwork-heavy ... Read More

Federal employees weighing retirement in 2025 face a tough decision. Do you leave at your minimum retirement age (MRA) and take the FERS Supplement until 62, or do you push through to 62 or later and secure the permanent 1.1% pension ... Read More

During Medicare’s Open Enrollment (Annual Election) Period, those individuals enrolled in Medicare (Medicare “beneficiaries”) can change their coverage. Changing their coverage includes switching between Original Medicare (Medicare Part A and Medicare Part B) and Medicare Advantage (MA) and changing one’s ... Read More