Dan and Katelyn explore the concept of aging in place, highlighting its benefits, such as staying in a familiar environment and maintaining strong connections within the community. They also discuss strategies for managing the associated costs, including available resources and ... Read More

Dan and Katelyn explore the possibilities and key considerations for federal employees interested in working remotely from overseas. They cover benefits, healthcare, and taxes. Additionally, they discuss the common pitfall of contributing your full TSP limit too early in the ... Read More

Join Ed and Dan as they discuss OPM’s push for FEHB health plans to adopt Medicare Part D for federal retirees. They cover key changes from the Inflation Reduction Act, auto-enrollment, and what retirees should consider when choosing between FEHB ... Read More

With open season underway, Ed and Dan review the different FEHB health plan types and options. They delve into PPOs, PPOs with FFS, HMOs, HDHPs with HSAs, and CDHPs with POS plans, explaining each type and outlining their advantages and ... Read More

One of the ways that the FEHB program reduces costs and holds premium costs is by imposing restraint on health care provider choices including doctors, hospitals, laboratories for blood tests and x-rays. The only exception to this pattern is for ... Read More

Your Guide to Federal Employee Health Benefits Enrollment This is part eight of our series on OPM’s FEHB Handbook,  The previous sevens parts went over the following topics – Part One: General Overview Part Two: Legal Responsibilities Part Three: FEHB ... Read More

This week, Dan Sipe and Ed Zurndorfer talk about the value of HSAs, HCFSAs, saving on medical expenses, and some of the top myths about these accounts.  FEDLIFE Podcast – Get the Most Out of Your HSA and HCFSA (Ep. ... Read More

Using Roth IRA Conversions, QCDs and Asset Allocation to Reduce Medicare Part B IRMAA Thresholds. Edward A. Zurndorfer A recent FEDZONE column discussed how Medicare Part B beneficiaries can be subject to Income-Related Monthly Adjustment Amounts (IRMAA) during a particular ... Read More

FEHB vs Medicare: Insights from the FedLife Podcast The FedLife Podcast (ep. 87): The Ins and Outs of Medicare and Federal Employee Health Benefits (FEHB) It’s that time of the year. It’s the time of year to ensure that you have ... Read More

What you need to know about taxable income, Social Security, and challenging a Medicare B Premium notice. Edward A. Zurndorfer– By this time at the end of 2022, all individuals who are currently enrolled in Medicare Part B (Medical Insurance) ... Read More