A recent FEDZONE column entitled “Understanding the New FERS Rules for Deferred Retirements” discusses the retirement benefit payable to a former FERS employee who left federal service. This retirement benefit is in the form of a deferred FERS annuity. ... Read More

While in federal service, federal employees are privileged to have an important fringe benefit in the form of group health insurance. Employees enrolled in the Federal Employees Health Benefits  (FEHB) program pay on average 25 to 28 percent of FEHB ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

By law, a Thrift Savings Plan (TSP) participant’s spouse has certain rights to the participant’s TSP account. These rules apply to withdrawals even if the TSP participant is separated from but still legally married to the participant’s spouse. The Federal ... Read More

A recent FEDZONE column discussed “vesting” retirement requirements for FERS employees. With thousands of federal employees losing their federal jobs in recent months, the question among many of these departing employees is: What happens to my FERS retirement? In particular, ... Read More

Ed and Dan provide a thorough overview of OPM’s decision to grant federal agencies the authority to offer early retirement through Voluntary Early Retirement Authority (VERA). They discuss the eligibility requirements, benefits, and potential impact of this offer on federal ... Read More

Dan and Katelyn explore early federal retirement planning for women, reviewing various benefits and programs. They discuss the rise of TSP millionaires and offer insights on how to achieve this status. In both cases, they emphasize the importance of starting ... Read More

Dan and Katelyn discuss retirement and divorce, providing key insights on how these events affect federal employees and their spouses. They also address the relationship between presidents and the stock market, noting that market performance isn’t significantly influenced by which ... Read More

Dan and Katelyn explore FERS and the 62 Factor, highlighting the advantages of waiting until age 62 to retire. They also discuss the current overvaluation of the C fund, delve into the Shiller PE, and emphasize the importance of diversification ... Read More