At Serving Those Who Serve, we understand that facing a Reduction in Force (RIF) can be stressful, especially for federal employees who are concerned about their benefits, retirement, and long-term financial plans. To help guide you through this challenging process, ... Read More

Dan and Katelyn discuss ESG investing, highlighting its benefits and offering key steps to consider for those interested in incorporating it into their portfolio. They then explore RMD withdrawal strategies, focusing on how to leverage tools like QCDs and Roth ... Read More

Bankruptcy can be a challenging but necessary step toward financial recovery. For Feds, it’s critical to understand how bankruptcy affects federal pensions and bankruptcy protections, as well as the TSP bankruptcy rules that determine what happens to retirement savings. Knowing ... Read More

When it’s time to retire from your federal government career, you’ll likely receive benefits through the Federal Employees Retirement System (FERS) thanks to its Basic Benefits, Social Security, and the Thrift Savings Plan (TSP) pillars. Your TSP is funded by payroll contributions ... Read More

For our Feds, retirement brings both a steady pension and required minimum distributions (RMDs) – those IRS-mandated withdrawals from your retirement accounts once you reach a certain age. By thoughtfully combining these two income streams, you’ll keep more of your hard-earned money ... Read More

FedLife Podcast: What to Expect From the 2025 Pay Increase Ed and Dan break down the uncertainty surrounding the 2025 federal employee pay increase, discussing President Biden’s proposed 2.0% raise and the push from lawmakers for a 4.5% increase to ... Read More

Well. It’s been quite a couple of weeks for Feds, hasn’t it? From the issuance of numerous executive orders calling for a return to in-person work, a hiring freeze, and enhanced accountability across all levels of the federal government to ... Read More

  Recent headlines have brought some tough news for Feds, as policy changes continue to impact the federal workforce. However, amidst these concerns, there is a piece of good news on the horizon: an update on the potential 2026 pay ... Read More

Navigating a break in service as a Fed, whether for personal or professional reasons, requires careful financial planning. When the time comes to leave government service and possibly return later, understanding the best ways to manage your benefits, retirement accounts, ... Read More

As a federal employee, your retirement benefits include a Thrift Savings Plan (TSP). This defined contribution arrangement lets you allocate part of your income to indexed mutual funds or Roth options to save for retirement.  For the things that pop up in ... Read More