Lower RMDs with a QLAC ; image: older people, one in a wheel chair

A qualified longevity annuity contract (QLAC) – learn what it is, how it works, and one of the best benefits, lower required minimum distributions (RMDs)!


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FedLife Podcast (ep. #109): Lowering Your Required Minimum Distributions with a QLAC

You won’t hear Ed and Dan talking fondly of annuities often but when they do – it’s a QLAC, a qualified longevity annuity contract. Learn how a QLAC can help feds lower the RMDs from their TSP accounts and traditional IRAs.

Featured in this episode:

  • Managing longevity risk
  • The rules and mechanics of QLACs
  • RMDs from TSP and IRAs
  • Qualified with a Capital Q
  • Is a TSP life annuity a good idea?
  • The RMD trifecta for federal employees?

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Lower RMDs with a QLAC ; image: older people, one in a wheel chair

Podcast: Lower RMDs with a QLAC