Author: STWS

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 166: Roth TSP In-Plan Conversions & the 5-Year Rule Explained

April 28, 2026 STWS

In this episode, Ed and Dan take a deeper look at the tax consequences of Roth TSP in-plan conversions beginning in 2026, with a focus on how the IRS “five-year…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 148 Managing FERS Tax Withholding + Should Feds Diversify Beyond U.S. Stocks?

April 28, 2026 STWS

In this episode, Jen and Dan go over managing taxes as income stacks up in retirement and whether heavy reliance on U.S. stocks in the TSP adds unnecessary risk. They…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 147 Retiring at MRA Without the Supplement + Should You Move Closer to Work?

April 21, 2026 STWS

Dan and Katelyn discuss how federal employees can navigate early retirement income gaps and whether return-to-office changes should prompt a relocation decision before retirement.

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 146: Rural Healthcare in Retirement + Backdoor Roth Strategies for High-Income Feds

April 14, 2026 STWS

Dan and Katelyn break down how healthcare access can impact retirement decisions and how high-earning federal employees can still utilize Roth strategies despite income limits.

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 165: SALT Deduction Changes Under the One Big Beautiful Bill Act

April 10, 2026 STWS

In this episode, Ed and Dan explain recent changes to the State and Local Tax (SALT) deduction following the passage of the One Big Beautiful Bill Act of 2025. The…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 145: Tax Changes for Federal Retirees + TSP Hardship Withdrawals Explained

April 7, 2026 STWS

Dan and Katelyn discuss how recent tax law changes affect federal retirement planning and what federal employees should understand before taking a hardship withdrawal from their TSP.

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 144: Using the TSP G Fund Wisely + Preparing for a Federal RIF

March 31, 2026 STWS

Dan and Katelyn discuss two important topics for federal employees: how to use the TSP G Fund strategically and what steps to take if workforce reductions become a possibility.

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 143: HSAs for Federal Employees + What to Do If Your Retirement Check Is Delayed

March 24, 2026 STWS

Dan and Katelyn discuss two practical issues federal employees and retirees should understand: using a Health Savings Account (HSA) as part of a retirement strategy and what to do if…

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 164: TSP Excess Contributions & How to Fix Them

March 24, 2026 STWS

In this episode, Ed and Dan explain what happens when federal employees contribute too much to their Thrift Savings Plan (TSP), especially if they also participated in another employer-sponsored retirement…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 142: Roth TSP Conversions Explained + Rethinking Your Retirement Number

March 17, 2026 STWS

Dan and Katelyn discuss how federal employees can think more strategically about Roth TSP conversions and determining how much they actually need to retire.