Dan and Katelyn discuss how federal employees can approach retirement income and tax planning, including the potential impact of working after retirement and the role Roth conversions may play in creating tax flexibility. Check Out Our Next FERS Webinar for ... Read More

Federal employees approaching retirement or following recent workforce developments may have questions about what to expect. In this episode, Dan and Katelyn explain OPM’s retirement process and discuss the recent Schedule Policy/Career changes, including what has and has not changed ... Read More

In this episode, Dan and Katelyn discuss retirement strategies for federal employees, with a focus on age-gap couples. They cover Medicare, Social Security, Roth conversions, and withdrawal planning, as well as early 2026 COLA projections and their impact on CSRS ... Read More

In this episode, Dan and Katelyn discuss retirement strategies for federal employees, with a focus on age-gap couples. They cover Medicare, Social Security, Roth conversions, and withdrawal planning, as well as early 2026 COLA projections and their impact on CSRS ... Read More

In this episode, Dan and Katelyn dive into RMDs-when to take them, why they matter, and how to avoid penalties-and explain Discontinued Service Retirement (DSR), including who qualifies and what to expect if facing early separation. Check Out Our Next ... Read More

We find ourselves in very stressful times and many federal employees are facing uncertainty due to potential agency reductions in force (RIF). It’s natural to feel anxious about job security and future retirement plans. This article aims to provide clarity ... Read More

Bankruptcy can be a challenging but necessary step toward financial recovery. For Feds, it’s critical to understand how bankruptcy affects federal pensions and bankruptcy protections, as well as the TSP bankruptcy rules that determine what happens to retirement savings. Knowing ... Read More

Katelyn covers the Social Security Fairness Act, which repeals the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), impacting Social Security benefits for CSRS and CSRS Offset employees. She also discusses life after a reduction in force, focusing on ... Read More

Retirement planning can be a puzzle – especially when one spouse is a federal employee, and the other is in the private sector. Mixed-retirement households are more common than you think, and at Serving Those Who Serve (STWS), we work with many ... Read More

Heads up! This is not the most updated information on this topic. With the passage of the Social Security Fairness Act in January 2025, the impact of WEP on CSRS and CSRS Offset pensions was largely eliminated. Check out our ... Read More