What to Look For in a Fed-Focused Financial Advisor
1.
ChFEBC℠: Chartered Federal Employee Benefits Consultant
Specifically designed for financial advisors who specialize in working with Federal Employees. Serving Those Who Serve currently employs over 25% of the active ChFEBC℠ designees in the Greater Washington, DC area.
(source: ChFEBC℠ directory)
2.
Advisors who follow a Fiduciary Standard for advisory relationships throughout the financial planning engagement
This ideal goes beyond the long held, financial industry suitability standard and the new best interest standard as a result of ‘Regulation Best Interest’ passing recently.
3.
CFP®: Certified Financial Planner
This is the most widely recognized designation for financial advisors. About 23% of financial advisors hold the CFP® designation.
(source: CFP.net and DataUSA).
4.
AIF®: Accredited Investment Fiduciary
This designation is designed to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility. Only about 3% of financial advisors hold the AIF designation. Transparency and disclosure of fees and investment strategy are hallmarks of the AIF code of ethics.
(source: Fi360 and DataUSA)