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Author: Benefits Ben

Federal Employee Benefits

Additional Sick Leave is Available for Federal Employees in 2020

Apr 30, 2020 Benefits Ben

A provision in recently ratified law makes Extra Sick Leave available for All Feds for the year, for those who contracted the virus- and it could be even more

Federal Agency News

Rise in Scams Increases Workload for FBI ’s Cybersecurity Investigators

Apr 29, 2020 Benefits Ben

Scams Related to COVID-19 have made the already heavy workload for FBI Cybersecurity teams even denser as Cyberthreats from Russia and China Persist

Federal Agency News

Cybersecurity in the Federal Government

Apr 28, 2020 Benefits Ben

The GAO Reports Unimplemented Recommendations Involving Cybersecurity Risks at the USDA, DOI, Education Department, and State Dept. Also – How Safe is Your TSP Account?

Federal Employee Benefits

TSP: Skip the Notary & Come Get Your Money

Apr 24, 2020 Benefits Ben

TSP allows married participants to skip notarized spousal consent to make withdrawals

Federal Employee Benefits

Rules for Recruitment Incentives Can Be Loosened for Federal Agencies

Apr 23, 2020 Benefits Ben

OPM Tells Agencies- The ‘3R’ Incentive Rules are Relaxed to Allot up to 50% of Basic Pay Amidst COVID-19 Crisis. Recruitment Incentives could be possibly double for some.

Federal Agency News

Emergency Use Authorization: FDA Approves At-Home COVID-19 Test

Apr 22, 2020 Benefits Ben

The Food and Drug Administration Approves first COVID-19 test that has “in-home” Option

Federal Employee Benefits

2021 FEHB Premiums Set to Skyrocket?

Apr 21, 2020 Benefits Ben

Study from California Government Finds Healthcare Premiums Could Skyrocket Over 40% for some plans in 2021- What Does this mean for the Federal Employee Health Benefits (FEHB) Plan?

Federal Agency News

US Postal Service on the Verge of Collapse

Apr 18, 2020 Benefits Ben

USPS Could be on the verge of collapse, forced to cease operating by the Fall without some sort of Bailout

Federal Agency News

NASA Astronauts Return from ISS to a Different World; Is COVID-19 in Space?

Apr 17, 2020 Benefits Ben

As NASA Astronauts return from the International Space Station (ISS) after a 6 month shift, they return to a world much different than the one they left- Is Covid-19 in…

Federal Employee Benefits

TSP Announces RMD Waiver for 2020

Apr 15, 2020 Benefits Ben

Responding to the COVID-19 crisis, the CARES Act waived minimum distribution requirements for retirement plans. The Thrift Savings Plan (TSP) Followed Suit this week

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Fedlife Podcast
https://youtu.be/hRk3MybMmdc
Recent Posts
  • Understanding How Prescription Drug Discount Programs Work
  • Digging Beneath the Headlines: The Truth About Social Security and Federal Pensions
  • A Guide to Private Sector Jobs for Federal Employees
  • Managing the Stress of Returning to In-Office Work: A Guide for Federal Employees
  • FedLife Podcast: Medicare Enrollment Deadlines and What Feds Need to Know
Upcoming Webinars
Understanding Your FEHB & Medicare Benefits
Understanding Your FEHB & Medicare Benefits
21 May 25
TSP Planning With Ed Zurndorfer
TSP Planning With Ed Zurndorfer
22 May 25
Tax Planning with Ed Zurndorfer
Tax Planning with Ed Zurndorfer
28 May 25
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
28 May 25
Understanding Your Federal Retirement Benefits: FERS
Understanding Your Federal Retirement Benefits: FERS
4 Jun 25
Tax Planning with Ed Zurndorfer
Tax Planning with Ed Zurndorfer
5 Jun 25

Checkbook’s FEHB comparison tool lets you easily compare 158 FEHB plans and helps instruct how Medicare Part B will integrate with your FEHB plan.

USE CODE “stwserve” FOR A 20% DISCOUNT for the Guide to Health Plans for Federal Employees

*Consumer’s Checkbook not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

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2025 Forbes Best-in-State Wealth Management Teams

Best-In-StateWealth Management Teamsis based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state/ for more info.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Serving Those Who Serve (STWS). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is separately owned and operated and not independently registered as a broker-dealer or investment adviser. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).