Are Federal Employees Saving Enough for Long-Term Care? A Reality Check
Long-term care does not just mean a nursing home. It often starts with help at home, moves to assisted living, and in some cases, includes skilled nursing care. For many…
Getting Ready for the Start of Trump Accounts in July 2026
Trump accounts are a new type of custodial-style traditional IRA for minor children. The accounts are owned by a child but administered by an adult. They are set to launch…
Income, Assets, and College Financial Aid Impacts
Your salary and benefits are likely excellent as a mid-career fed. However, the chances are pretty good that you don’t have buckets of cash available to pay for your child’s…
USPS Suspends Employer FERS Payments Amid Cash Crisis: Does it Affect Your Retirement?
The United States Postal Service (USPS) announced a temporary suspension of its employer contributions to the defined benefit portion of the Federal Employees Retirement System (FERS), effective April 10, 2026,…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 148 Managing FERS Tax Withholding + Should Feds Diversify Beyond U.S. Stocks?
In this episode, Jen and Dan go over managing taxes as income stacks up in retirement and whether heavy reliance on U.S. stocks in the TSP adds unnecessary risk. They…
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
FEDLIFE for Federal Employees
FEDZone: Latest Federal Employee Benefits & Retirement Updates
FedLife Podcast | Ep. 166: Roth TSP In-Plan Conversions & the 5-Year Rule Explained
In this episode, Ed and Dan take a deeper look at the tax consequences of Roth TSP in-plan conversions beginning in 2026, with a focus on how the IRS “five-year…
Closing the Retirement Gap After 50: A Step-by-Step Fed Guide
If you’re behind on retirement savings, the goal isn’t perfection. It’s increasing how much you save, starting now. For many Feds, catch-up saving after 50 comes down to three levers:…
How Does the “Still-Working” TSP RMD Exception Strategy Work?
Over the past 20 years, many Americans including federal employees have been staying on the job longer. Workers aged 75 and over are expected to have the largest growth in…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 147 Retiring at MRA Without the Supplement + Should You Move Closer to Work?
Dan and Katelyn discuss how federal employees can navigate early retirement income gaps and whether return-to-office changes should prompt a relocation decision before retirement.
FEGLI After 55: When it Gets Expensive and What to Do
Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay…