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Author: Benefits Ben

Federal Agency News

Is Military Service Buyback Worth it for Your Federal Retirement?

Nov 11, 2024 Benefits Ben

For Feds who have served in the military, buying back service time may help increase retirement benefits under the Federal Employees Retirement System (FERS) or Civil Service Retirement System (CSRS).…

Federal Agency News

Understanding Federal Benefits for Same-Sex Couples

Nov 7, 2024 Benefits Ben

Benefits, including retirement plans, health insurance, and survivor benefits, play a major role in helping government employees and their spouses enjoy a financially secure retirement. These protections were only available…

Federal Agency News

The Social Security Fairness Act: Key Points for CSRS Employees

Nov 5, 2024 Benefits Ben

We’ve been reporting on Civil Service Retirement System (CSRS) Social Security reform for several years here at Serving Those Who Serve. And for good reason, since the latest proposed legislation…

Federal Agency News

Maximus to Provide Contact Center Services for Postal Service Health Benefits Program

Nov 2, 2024 Benefits Ben

Starting in 2025, the Office of Personnel Management (OPM) is launching the Postal Service Health Benefits Program (PSHBP), specifically designed to address the healthcare needs of Postal Service workers, retirees,…

Federal Agency News

Mid-Career Financial Planning for Female Federal Employees: Knowing Your Priorities

Oct 31, 2024 Benefits Ben

If you’re a woman who has been on the job with the federal government for a few years, you’re likely in pretty good shape. You have health insurance coverage through…

Federal Agency News

Female Federal Employees in the Home Stretch: Preparing for Your Secure Retirement

Oct 25, 2024 Benefits Ben

If you’re ready to retire from your federal government career, congratulations! You’re probably looking forward to time off to do new things. But ensuring you have the resources available to…

Federal Agency News

Bunching Contributions and Donor-Advised Funds: The Stock Advantage

Oct 23, 2024 Benefits Ben

A donor-advised fund (DAF) is a type of investment account that allows you to donate assets — such as stocks, bonds, real estate, and cash — to eligible IRS-qualified public…

Federal Agency News

The Rise of TSP Millionaires: How Federal Employees Are Achieving Seven-Figure Savings

Oct 19, 2024 Benefits Ben

In recent years, the number of TSP millionaires has been steadily rising, with nearly 117,000 federal employees now holding seven-figure balances in their Thrift Savings Plan accounts. This significant growth…

Federal Agency News

Early-Career Federal Retirement Planning for Women: The Importance of Starting Now

Oct 18, 2024 Benefits Ben

If you’re a woman who just began a career with the federal government, you likely did so for some great reasons. Like using your skills, knowledge, and education to contribute…

Federal Agency News

What Federal Employees Need to Know About Retirement and Divorce

Oct 13, 2024 Benefits Ben

Divorce brings a range of financial uncertainties, particularly for federal employees faced with the complications of dividing their retirement savings. The Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP),…

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Fedlife Podcast
https://youtu.be/hRk3MybMmdc
Recent Posts
  • Security Clearances at Risk? How Political Turmoil Affects Your Clearance Status
  • Federal Employees and Retirees May Have Forgotten About Retirement Accounts from Previous Employers
  • The Fed15 Podcast: Career Crossroads – In-Office Realities and Private Sector Moves
  • The Privatization Playbook: Is Federal Employment About to Be Dismantled?
  • FedLife Podcast: How Social Security Changes and Lump-Sum Payments Impact Your Taxes
Upcoming Webinars
Understanding Your Federal Retirement Benefits: FERS
Understanding Your Federal Retirement Benefits: FERS
4 Jun 25
Tax Planning with Ed Zurndorfer
Tax Planning with Ed Zurndorfer
5 Jun 25
Estate Planning for Federal Employees
Estate Planning for Federal Employees
10 Jun 25
Understanding Your FEHB & Medicare Benefits
Understanding Your FEHB & Medicare Benefits
11 Jun 25
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
12 Jun 25
TSP Planning With Ed Zurndorfer
TSP Planning With Ed Zurndorfer
18 Jun 25

Checkbook’s FEHB comparison tool lets you easily compare 158 FEHB plans and helps instruct how Medicare Part B will integrate with your FEHB plan.

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2025 Forbes Best-in-State Wealth Management Teams

Best-In-StateWealth Management Teamsis based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state/ for more info.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Serving Those Who Serve (STWS). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is separately owned and operated and not independently registered as a broker-dealer or investment adviser. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).