ZERO PERCENT RETURN FOR THE C FUND OVER THE NEXT 10 YEARS?!
Understanding the rules surrounding retirement benefits can be a challenge, The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over…
How the Windfall Elimination Provision (WEP) Affects Your Social Security Benefits
Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided…
TSP Update for Month Ending August 2024
My last monthly update was written when the market started in August with a few very volatile days. It is something of a déjà vu as I write this monthly…
2026 Federal Paycheck Forecast: 3% Growth in the Cards?
The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it…
Unlocking Hidden Retirement Value: Redeposits and Military Buybacks Explained
The Feds we help at Serving Those Who Serve all have one thing in common — they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS)…
Maximizing Your FERS Annuity: Strategies for Higher Retirement Income
As a federal employee, retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you're nearing retirement or just beginning your planning,…
Can Federal Employees Count on a 2025 Pay Raise?
If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received…
Merging Charitable Measures with Tax Advantages: Contributing Appreciated Stock to a Donor-Advised Fund
When you buy stock, the hope is that it will appreciate. But too much appreciation can lead to a "tax time bomb" in the form of excessive capital gains, leaving…
Feds, here’s how to add an extra year of federal retirement service!
In my January Jump article, I promised to return with more real steps that you can take to enhance your retirement outlook. To that end, I'd like to discuss the…
How to Manage Your TSP During Major Life Events
We get a lot of questions from Feds about how to manage their Thrift Savings Plan (TSP). That makes sense, as a well-funded TSP can be instrumental in ensuring financial…