TSP Update for Month Ending September 2024
The C Fund continued its strong performance in September, marking the fifth consecutive month of positive returns. Except for April, when it lost 4%, the fund has been positive every…
Federal Employee Retirement and the “62 Factor”
The Federal Employees Retirement System (FERS) provides a stable pension for federal workers, offering a strong foundation for retirement. While this is a significant benefit, it has many variables, leaving…
Federal Pay Freezes and Retirement Planning: The Importance of Preparation
Federal government employment can offer multiple benefits, including health insurance, competitive base pay, flexible leave policies, and the satisfaction and pride that comes with a lifetime of service.Is the S&P…
Survivor Benefits: What Your Spouse Needs to Know About Your Federal Retirement Plan
Your federal employee survivor benefits provide financial support to your loved ones after your death. These are some of the most important (and often misunderstood) assistance you receive as a…
ZERO PERCENT RETURN FOR THE C FUND OVER THE NEXT 10 YEARS?!
Understanding the rules surrounding retirement benefits can be a challenge, The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over…
How the Windfall Elimination Provision (WEP) Affects Your Social Security Benefits
Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided…
TSP Update for Month Ending August 2024
My last monthly update was written when the market started in August with a few very volatile days. It is something of a déjà vu as I write this monthly…
Federal Pay Raise 2026
The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it…
Unlocking Hidden Retirement Value: Redeposits and Military Buybacks Explained
The Feds we help at Serving Those Who Serve all have one thing in common — they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS)…
Maximizing Your FERS Annuity: Strategies for Higher Retirement Income
As a federal employee, retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you're nearing retirement or just beginning your planning,…