FERS Deferred and Postponed Retirement

Federal employees who are covered by the Federal Employees Retirement System (FERS) have several retirement options available to them. 


FEDLIFE Podcast: Learn The Differences Between FERS Deferred and Postponed Retirement with Ed Zurndorfer (Ep. 75)




Federal employees who are covered by the Federal Employees Retirement System (FERS) have several retirement options available to them. 

However, deciding between a Deferred Retirement and a Postponed Retirement can be daunting because of the age and withdrawal requirements. 

In this episode, Ed Zurndorfer joins Dan Sipe to break down the differences between FERS Deferred and Postponed Retirement. Ed unveils the requirements you need to be aware of while detailing the consequences of withdrawing your money immediately after you retire. 

Dan & Ed discusses:

  • The two types of Postponed Retirement
  • Must-know age requirements and limitations 
  • The meaning behind Immediate Retirement
  • The downside of the MRA plus 10 and MRA plus 20
  • The importance of filling out the RI 92-19 form
  • Ways inflation impacts retirement and retirees 
  • Must-know information about annual and sick leave 
  • And more!
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FERS Deferred and Postponed Retirement

FERS Deferred and Postponed Retirement