financial literacy

Florida recently became the 11th state to require a financial literacy credit to graduate from High School.

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Education in the US is mostly handled by individual states at the curriculum level, but there is a growing trend across the country that reflects a sharpened focus on teaching high schoolers the importance of personal finance management. Here at Serving Those Who Serve, the advisors have had extensive education to become certified as financial planners, Chartered Federal Employee Benefits Consultants, and Accredited Investment Fiduciaries, but this education was chosen and not mandated in high school. At STWS, we know the importance of keeping both Feds and their kids knowledgeable in the realm of financial literacy and are happy to see such states as Florida taking steps in a positive direction.

The new law in Florida will go into effect for students entering the ninth grade for the 2023-2024 school year. A half-credit in personal finance will be required to graduate. The courses are to include money management basics, including understanding how debt works, keeping a balanced budget, and even the fundamentals of investing. There are 10 other states that have similar requirements already, including Tennessee, which is aiming to make a middle school requirement, too. But Florida recently became the eleventh and “largest.” There are also 54 similar bills pending in 26 other states, and 20 additional states that already encompass personal finance education in their curriculum in some fashion. For example, in Arizona, a personal finance class can count as math credit towards graduation.

Attend one of our complimentary webinars hosted by Ed Zurndorfer. It’s never too early to start planning for a prosperous federal retirement. Click here to see the webinar schedule.


Until Next Time,

Benefits Ben, STWS

**Written by Benjamin Derge, Financial Planner, ChFEBC℠ The information has been obtained from sources considered reliable but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Benjamin Derge and not necessarily those of RJFS or Raymond James. Links are being provided for information purposes only. Expressions of opinion are as of this date and are subject to change without notice. Raymond James is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.

financial literacy

Financial Literacy