Survivor Benefits
For CSRS and FERS pensions. Learn about the cost and the benefit itself.
For CSRS and FERS pensions. Learn about the cost and the benefit itself.
Pension maximization allows federal employees to forgo their own survivor annuity to receive a larger pension. However, there are risks associated with this strategy. In this episode, Ed Zurndorfer and Dan Sipe unpack the advantages and disadvantages of pension maximization while outlining the three tests you need to pass to retire comfortably.