Understanding Spousal IRA Beneficiary RMD Rules
This column reviews three important required minimum distribution (RMD) rulings with regard to the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA.
The Fed15 Podcast: Maximizing your FERS Annuity + Pay Raise Update
Katelyn and Chelsea explore strategies to maximize your FERS annuity, offering practical tips and insights. They also provide an update on potential pay raises, including current news and relevant legislation…
ZERO PERCENT RETURN FOR THE C FUND OVER THE NEXT 10 YEARS?!
Understanding the rules surrounding retirement benefits can be a challenge, The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over…
How the Windfall Elimination Provision (WEP) Affects Your Social Security Benefits
Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided…
TSP Update for Month Ending August 2024
My last monthly update was written when the market started in August with a few very volatile days. It is something of a déjà vu as I write this monthly…
The Fed15 Podcast: Enriched Leave Strategy and Smart Giving with DAFs
Dan and Chelsea explore strategies for federal employees to gain an extra year of service credit without working longer. They also delve into donor-advised funds (DAFs), explaining how to avoid…
New IRS Regulations on Year-of-Death RMDs
Much has been written in recent years in financial journals and media outlets about the year-of-death required minimum distribution (RMD). Nevertheless, the rules governing the year-of-death RMD continue to confuse…
Federal Pay Raise 2026
The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it…
The Fed15 Podcast: TSP Management During Life Changes + Latest July 2024 Fund Updates
Dan and Chelsea discuss managing your TSP through major life events such as marriage, divorce, and job changes. They also analyze TSP updates for July.
Unlocking Hidden Retirement Value: Redeposits and Military Buybacks Explained
The Feds we help at Serving Those Who Serve all have one thing in common — they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS)…