In this episode, Katelyn and Dan explore key considerations for federal employees and veterans planning—covering the Federal Long Term Care Insurance Program, eligibility requirements, pros and cons of coverage, and…
Last year, I wrote an in-depth article exploring why Roth conversions could be a smart move for many federal employees and retirees through TCJA’s expiration in 2025. The topic clearly…
In this episode, Dan and Ed explain what the Special Retirement Supplement (SRS) is and who qualifies for it. They also discuss how the SRS is calculated, the 2024 earnings…
Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) introduces sweeping changes to the federal tax code and financial landscape. This legislation includes tax cuts,…
The Cost-of-Living Adjustment (COLA) is a yearly increase to federal retirement benefits, designed to keep up with inflation. For retirees, it’s a key factor in how well your income holds…
In this episode, Katelyn and Dan explore key topics for federal employees planning for the future—covering solo retirement strategies, long-term care costs, estate planning essentials, and building a personal support…
When there’s an age gap between spouses, retirement planning often gets more complex. Different timelines can lead to gaps in health insurance, uneven income years, and tax issues that catch…
This is the second of four FEDZONE columns discussing TSP withdrawal options that are available to all separated Thrift Savings Plan (TSP) participants. In these columns, a separated TSP participant…
Qualified Charitable Distributions (QCDs) first became available in 2006 to individuals aged 70.5 and older. QCDs were initially available only through the 2007 tax year. But Congress extended the December…
In this episode, Jen and Dan unpack major challenges facing federal employees—from proposed retirement changes to whistleblower protections—covering the Big Beautiful Bill Act, FERS updates, legal safeguards, and steps to…