If you’re a working Fed, currently, your paycheck is likely going toward “now” expenses — think food, clothing, shelter and extras. A portion of that paycheck is also directed toward…
The federal workforce is shifting, and more Feds are exiting mid-career. Private-sector employers, especially in tech, consulting, and defense, are actively recruiting experienced federal employees with offers of higher pay…
A Thrift Savings Plan (TSP) participant is strongly advised to designate a TSP account beneficiary. By designating a TSP account beneficiary, a TSP participant has control and flexibility who will…
Increasingly, more federal employees are considering contractor roles each year. Higher pay and greater flexibility pull many toward the private sector. Burnout, return-to-office mandates, long commutes, and stalled career growth…
In this episode, Katelyn and Dan examine the evolving federal job landscape and charitable giving strategies. They cover federal employee survey findings, the value of core benefits like FERS, TSP,…
Federal employees received an average 4.5% pay raise in January 2025, one of the highest increases in recent years. But for many Feds, that bump hasn’t gone far enough, especially…
A Thrift Savings Plan (TSP) participant who has separated from federal service (either left federal service or retired from federal service) must begin to take TSP required minimum distributions (RMDs)…
In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations…
Life happens — marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift…
In this episode, Dan and Katelyn discuss key 2025 tax changes from the OBBBA and their impact on federal employees. They cover tax deductions, estate planning, and student loan updates,…