In this episode, Dan discusses how federal employees can prepare for a potential government shutdown—covering back pay expectations, key benefits like FEHB, TSP, and leave, and strategies to avoid high-interest…
Federal workers with student loans are facing a new set of rules, timelines, and tradeoffs. A recent law allows student loan payments to trigger retirement contributions, and a new repayment…
One of the provisions passed into law as part of SECURE Act 2.0 (December 2022) requires that “catch-up” contributions made by higher-paid employees must go into a Roth account. This…
With less than three months remaining in 2025, now is the time for federal employees and retirees to get busy and perform some year-end retirement planning. The recently passed One…
There’s no denying that federal job security isn’t what it used to be. Budget cuts, agency restructuring, and shifting political priorities have placed many roles at increased risk. With a…
2025 brought volatility, layoffs, and whispers of recession that left many federal employees cautious. Now, as 2026 approaches, one question rises to the surface: Should I retire in 2026? The…
In this episode, Dan reflects on Social Security’s 90th anniversary, and how it complements FERS and TSP for a balanced retirement strategy, while Katelyn examines the G Fund’s safety, real…
A full government shutdown means more than closed offices and halted programs. It also means delayed paychecks for hundreds of thousands of Feds. While political negotiations continue, many federal employees…
Many federal employees are familiar with the tax advantages associated with the Roth Thrift Savings Plan (TSP) account. Contributions to the Roth TSP are made with after-taxed dollars (deducted from…
Many Feds count on their annual raises to help keep up with rising costs. While the process can bring some uncertainty each year, it appears that the 2026 federal employee…