FedLife Podcast (Ep.154): Understanding TSP RMD Rules for Spousal Beneficiary Accounts
Join us as Dan and Ed break down TSP beneficiary rules, how spousal beneficiary accounts work, key RMD requirements, and what federal employees need to know about timing, age, and required beginning dates.
In this episode, you’ll discover:
- Why it’s important for federal employees to designate a TSP beneficiary
- What a TSP beneficiary account is
- What happens when a spouse is named as the TSP beneficiary
- When RMDs must be taken from a TSP beneficiary account
- How a participant’s date of birth, age, employment status, and required beginning date affect distributions
- What happens when a participant passes away before their required beginning date
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