The One Big Beautiful Bill Act (OBBBA) extended several individual provisions of the Tax Cuts and Jobs Act (TCJA) beyond 2025. That extension removed what many federal retirees expected to…
Federal agencies keep getting reorganized. The civil service rules that govern your job? They shift constantly, and most employees can't keep up with every change. You're still expected to meet…
The Thrift Savings Plan (TSP) is part of the federal retirement three-legged stool. The TSP is a defined contribution plan, meaning how much you receive depends on how much you…
Retirement volumes are climbing, and processing backlogs leave some federal retirees waiting weeks — sometimes months — for their first check. Bills don't wait, though. You need to understand the…
The Thrift Savings Plan (TSP) G Fund operates differently from anything else in the lineup. It invests in special-issue U.S. Treasuries exclusive to TSP, credits interest daily, and never loses…
Health Savings Accounts (HSAs) came into existence in December 2003 as part of the Medicare Prescription Drug, Improvement, and Modernization Act. Sometimes dubbed the “healthcare IRA,” HSAs allow Feds to…
Most retirement plans start with understanding your “number” — the amount you’ll need to save before you can stop working. Many Feds begin with a rough estimate, aiming to replace…
You've spent decades in federal service. Now you're 67, and Social Security is sitting there waiting. Do you file now or hold off? Filing at full retirement age gets you…
The Social Security changes in 2026 aren't making big news, but they'll hit your retirement income. Federal employees need to think about how this fits with the Federal Employees Retirement…
Now that we're into the 2026 plan year, you're likely noticing changes to your Federal Employees Health Benefits (FEHB) coverage. FEHB 2026 gender-affirming care coverage now includes exclusions for certain…