Should You Work to 62? FERS Supplement vs. 10% Pension Bump
Federal employees weighing retirement in 2025 face a tough decision. Do you leave at your minimum retirement age (MRA) and take the FERS Supplement until 62, or do you push…
OPM’s Retirement Backlog 2025: Timing Tips for Federal Workers
The Office of Personnel Management (OPM) recently announced a surge in retirement applications this year. Over 70,000 Feds have already filed to retire in 2025, with large spikes in May,…
401(k) on the Rise: What Possible Tax Law Extensions Could Mean for the TSP
The debate over extending Trump-era tax provisions has picked up steam, and retirement savings sit right in the middle of it. While the headlines usually focus on 401(k) plans, federal…
Student Loan Forgiveness 2.0 for Federal Workers
Federal workers with student loans are facing a new set of rules, timelines, and tradeoffs. A recent law allows student loan payments to trigger retirement contributions, and a new repayment…
Is Your Agency on the Chopping Block? How to Financially Prepare for a Federal Job Loss
There’s no denying that federal job security isn’t what it used to be. Budget cuts, agency restructuring, and shifting political priorities have placed many roles at increased risk. With a…
Should You Retire in 2026? Key Factors to Weigh Before You File
2025 brought volatility, layoffs, and whispers of recession that left many federal employees cautious. Now, as 2026 approaches, one question rises to the surface: Should I retire in 2026? The…
Federal Workers: Can You Claim Unemployment During the Shutdown?
A full government shutdown means more than closed offices and halted programs. It also means delayed paychecks for hundreds of thousands of Feds. While political negotiations continue, many federal employees…
Will the 2026 Pay Raise Keep Up With Costs? Here’s What to Expect
Many Feds count on their annual raises to help keep up with rising costs. While the process can bring some uncertainty each year, it appears that the 2026 federal employee…
Federal Employee Housing Crisis: Navigating Unforgiving Markets on Government Pay
Rising housing costs in major metro areas have made it harder than ever for federal employees to balance their budgets. Markets like Washington, D.C., San Francisco, and New York City…
Federal Shutdown Prep: What You Should Do Right Now
The government is once again staring down a funding deadline, and the possibility of a partial shutdown looms. While Congress may still reach a deal, the uncertainty is real. In…