The True Costs of a TSP Loan
As a federal government employee or uniformed services member, you can borrow money from your Federal Employees Retirement System Thrift Savings Plan (TSP) retirement account.
Time for a Benefits Checkup? Why 2026 Is the Year to Review Your Plan
Federal benefit rules don’t change all at once. They change in pieces — new contribution thresholds, revised timelines, updated elections — and those pieces add up. The new year brings…
Year-End Moves for Feds: Benefits, Taxes, and TSP in One List
December's almost gone, but there's still time to clean up your finances. Nail down your taxes, top off your savings, and wrap up anything that counts when the calendar flips.
How Much Is Enough? Understanding — and Reaching — Federal Retirement Benchmarks
If you’re a working Fed, currently, your paycheck is likely going toward “now” expenses — think food, clothing, shelter and extras. A portion of that paycheck is also directed toward…
Planning Amid Uncertainty: A Fed’s Retirement Survival Guide
The rules keep changing. There is always some new announcement or proposal, and before long, your benefits look different than they did a year ago. A solid plan can handle…
Beating Bias, Part 2: A TSP Action Plan You’ll Actually Follow
While Thrift Savings Plans (TSPs) are typically meant to be long-term investments, the constant stream of breaking news, market commentary, and conflicting opinions has left many Feds feeling the need…
Taxes Don’t Retire: How to Manage Uncle Sam in Retirement
Most Feds expect a smoother tax picture once they leave government. But the mix of pension income, withdrawals from the Thrift Savings Plan (TSP) or an IRA, and Social Security…
Beating Information Bias: A Fed’s Guide to Smarter Investing
Today’s investors are surrounded by nonstop market updates, email alerts, and market commentary. While staying informed may seem helpful, too much information can cloud your judgment. Many investors fall into…
Four Essentials for a Rock-Solid Federal Retirement Plan
We believe A durable retirement plan rests on four pillars: income, health care, timing, and legacy. When these are solid, everything else should typically get easier — from taxes to…
The Best Day to Retire: Maximizing Benefits and Improving Payments
There’s more to retiring from your federal job than closing your eyes, pointing at a date on the calendar, and telling your boss, “I’m done.” As an employee who benefits…