Commuting, Costs, and Timing: A Fed’s Guide to Moving Smart
Return-to-office changed more than your calendar. It changed the numbers. A house that made sense when you commuted twice a week can look very different when you drive in five…
Closing the MRA-to-62-Years Gap: FERS Supplement Alternatives
As a federal government employee, you could take advantage of your minimum retirement age (MRA). If you’re fortunate, the FERS annuity supplement bridges potential income gaps between your MRA and…
IRA RMD Deadline 2026: First Withdrawal Due April 1 for Age 73 Retirees
April 1,2026 is the deadline for federal employees and retirees born between January 1 and December 31,1952 and who own traditional IRAs to take their first traditional IRA required minimum…
How the OBBBA Tax Law Changes the Mortgage Interest Deduction for Federal Employees
This column discusses the mortgage interest income tax deduction changes resulting from the passage of the One Big Beautiful Bill Act of 2025 (OBBBA). Before discussing these changes which could…
The Roth IRA “Backdoor” for High-Earning Feds: 2026 Basics
High-earning federal employees eventually hit income limits that restrict direct Roth Individual Retirement Account (IRA) contributions. For 2026, single filers must have a modified adjusted gross income (MAGI) of less…
FED-15 Explained (Podcast)
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FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 143: HSAs for Federal Employees + What to Do If Your Retirement Check Is Delayed
Dan and Katelyn discuss two practical issues federal employees and retirees should understand: using a Health Savings Account (HSA) as part of a retirement strategy and what to do if…
Retiring Outside Cities? How 2026 Rural Health Changes Affect You
Many federal retirees move to rural areas after they retire. The appeal is clear: housing costs less, you get more space, and life slows down. But healthcare access deserves just…
Two Approaching Deadlines Facing Some Federal Employees and Retirees
Two key deadlines are approaching for some federal employees and retirees. The first deadline is for those federal employees and retirees born between January 1 and December 31, 1952, and…
RIFs in 2026: Your Rights, Appeals, and Smart Next Steps
Federal agencies keep getting reorganized. The civil service rules that govern your job? They shift constantly, and most employees can't keep up with every change. You're still expected to meet…
After OBBBA: Do Today’s Tax Rates Change Your Retirement Plan?
The One Big Beautiful Bill Act (OBBBA) extended several individual provisions of the Tax Cuts and Jobs Act (TCJA) beyond 2025. That extension removed what many federal retirees expected to…