Bunching Contributions and Donor-Advised Funds: The Stock Advantage
A donor-advised fund (DAF) is a type of investment account that allows you to donate assets — such as stocks, bonds, real estate, and cash — to eligible IRS-qualified public…
TSP Millionaires Are On The Rise
In recent years, the number of TSP millionaires has been steadily rising, with nearly 117,000 federal employees now holding seven-figure balances in their Thrift Savings Plan accounts. This significant growth…
Early-Career Federal Retirement Planning for Women: The Importance of Starting Now
If you’re a woman who just began a career with the federal government, you likely did so for some great reasons. Like using your skills, knowledge, and education to contribute…
How Divorce Impacts Your FERS Pension, TSP, and FEHB
Divorce brings a range of financial uncertainties, particularly for federal employees faced with the complications of dividing their retirement savings. The Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP),…
How to Protect Your TSP in a Volatile Market
Most of the Feds we talk with at Serving Those Who Serve consider their Thrift Savings Plan (TSP) to be a critical component of their retirement planning. Recent numbers from…
Celebrating Excellence in Public Service: The 2024 Sammies Awards Honorees
Tens of thousands of U.S. government employees dedicate themselves to assisting the American people each day. Yet their efforts aren’t well-known unless they generate negative headlines or are subject to…
The Best Age to Retire From The Federal Government
The Federal Employees Retirement System (FERS) provides a stable pension for federal workers, offering a strong foundation for retirement. While this is a significant benefit, it has many variables, leaving…
Federal Pay Freezes and Retirement Planning: The Importance of Preparation
Federal government employment can offer multiple benefits, including health insurance, competitive base pay, flexible leave policies, and the satisfaction and pride that comes with a lifetime of service.Is the S&P…
A Federal Employee’s Guide to Survivor Benefits
Your federal employee survivor benefits provide financial support to your loved ones after your death. These are some of the most important (and often misunderstood) assistance you receive as a…
ZERO PERCENT RETURN FOR THE C FUND OVER THE NEXT 10 YEARS?!
Understanding the rules surrounding retirement benefits can be a challenge, The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over…