How to Optimize Your Thrift Savings Plan (TSP) in a Volatile Market
Most of the Feds we talk with at Serving Those Who Serve consider their Thrift Savings Plan (TSP) to be a critical component of their retirement planning. Recent numbers from…
Celebrating Excellence in Public Service: The 2024 Sammies Awards Honorees
Tens of thousands of U.S. government employees dedicate themselves to assisting the American people each day. Yet their efforts aren’t well-known unless they generate negative headlines or are subject to…
Federal Employee Retirement and the “62 Factor”
The Federal Employees Retirement System (FERS) provides a stable pension for federal workers, offering a strong foundation for retirement. While this is a significant benefit, it has many variables, leaving…
Federal Pay Freezes and Retirement Planning: The Importance of Preparation
Federal government employment can offer multiple benefits, including health insurance, competitive base pay, flexible leave policies, and the satisfaction and pride that comes with a lifetime of service.Is the S&P…
Survivor Benefits: What Your Spouse Needs to Know About Your Federal Retirement Plan
Your federal employee survivor benefits provide financial support to your loved ones after your death. These are some of the most important (and often misunderstood) assistance you receive as a…
ZERO PERCENT RETURN FOR THE C FUND OVER THE NEXT 10 YEARS?!
Understanding the rules surrounding retirement benefits can be a challenge, The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over…
How the Windfall Elimination Provision (WEP) Affects Your Social Security Benefits
Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided…
Federal Pay Raise 2026
The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it…
Unlocking Hidden Retirement Value: Redeposits and Military Buybacks Explained
The Feds we help at Serving Those Who Serve all have one thing in common — they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS)…
Maximizing Your FERS Annuity: Strategies for Higher Retirement Income
As a federal employee, retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you're nearing retirement or just beginning your planning,…