Author: STWS

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 162: Roth TSP In-Plan Conversions

February 17, 2026 STWS

In this episode, Ed and Dan explain the newest Thrift Savings Plan (TSP) option: Roth TSP in-plan conversions, starting January 28, 2026. Federal employees, retirees, and spouse beneficiaries can now…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 138: TSP Annuities vs. Flexibility + Understanding Lifecycle Funds

February 17, 2026 STWS

Dan and Katelyn break down how a TSP life annuity works—including payout options, permanence, and who it may fit best—while comparing guaranteed income to alternatives like monthly TSP withdrawals and…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 137: TSP Loans Explained + Understanding the Benefits Cliff

February 10, 2026 STWS

Dan and Jen break down how TSP loans work—including eligibility, loan types, benefits, hidden costs, and repayment risks—while also unpacking the latest benefits cliff projections for Social Security and Medicare,…

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 161: Roth TSP In-Plan Conversions – What Federal Employees Need to Know

February 3, 2026 STWS

In this episode, Dan and Ed explain the new Roth TSP in-plan conversion feature beginning January 28, 2026. They review how the process works, eligibility requirements, tax considerations, and important…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 136: 2026 Rule Changes + Federal Benefits To-Do List

February 3, 2026 STWS

Dan and Katelyn break down the key rule changes converging in 2026 and the essential planning moves federal employees should be reviewing now, from SECURE Act 2.0 updates to Social…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 135: Retirement Planning Amid Uncertainty + How Much Is Enough?

January 27, 2026 STWS

Dan and Katelyn discuss how to build a resilient retirement plan in uncertain times and how to determine how much savings is truly enough, covering income planning, spending needs, and…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 134: Smart Tax Planning in Retirement + Beating Information Bias

January 20, 2026 STWS

Dan and Katelyn explore why proactive tax planning is critical in retirement, starting with understanding the full retirement income stack, including a FERS or CSRS pension, planned TSP or IRA…

Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks FEDLIFE for Federal Employees FEDZone: Latest Federal Employee Benefits & Retirement Updates

FedLife Podcast | Ep. 160: Roth IRA Conversions in 2025 – What Federal Employees Should Consider

January 20, 2026 STWS

In this episode, Dan and Ed review key year-end tax planning considerations for federal employees and retirees, with a focus on Roth IRA conversions in light of recent tax law…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 133: Retiring With Debt + Choosing the Right Retirement Date

January 13, 2026 STWS

Dan and Katelyn break down how federal employees can retire with debt in a sustainable way, starting with a full debt inventory and mapping guaranteed income sources such as a…

FED-15 Explained (Podcast) Federal Agency News FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks

The Fed15 Podcast | Ep. 132: Coordinating Sick & Annual Leave for Retirement + OPM’s Digital Retirement Overhaul

January 6, 2026 STWS

Dan and Katelyn explore how sick leave and annual leave factor into federal retirement planning, including how sick leave boosts pension calculations, how unused annual leave is paid out, and…