Bunching Contributions and Donor-Advised Funds: The Stock Advantage
A donor-advised fund (DAF) is a type of investment account that allows you to donate assets — such as stocks, bonds, real estate, and cash — to eligible IRS-qualified public…
The Fed15 Podcast: Understanding the FERS 62 Factor and C Fund Valuation
Dan and Katelyn explore FERS and the 62 Factor, highlighting the advantages of waiting until age 62 to retire. They also discuss the current overvaluation of the C fund, delve…
The Fed15 Podcast: Navigating Pay Freezes and Survivor Benefits
Dan and Katelyn delve into potential pay freezes, providing insights on mitigating their possible impacts. They also explore survivor benefits, discussing topics such as TSP designations and Social Security benefits.
Understanding How Original Medicare Works
Federal employees become eligible to enroll in Medicare when they become age 65. This is because an employee during his or her working lifetime has paid the Medicare payroll tax…
The Rise of TSP Millionaires: How Federal Employees Are Achieving Seven-Figure Savings
In recent years, the number of TSP millionaires has been steadily rising, with nearly 117,000 federal employees now holding seven-figure balances in their Thrift Savings Plan accounts. This significant growth…
Early-Career Federal Retirement Planning for Women: The Importance of Starting Now
If you’re a woman who just began a career with the federal government, you likely did so for some great reasons. Like using your skills, knowledge, and education to contribute…
2025 COLA Increase
If you’re a regular reader of our blog, you know that the Serving Those Who Serve team is committed to keeping our community of Feds up to date on the…
The Calendar Says October 15 Which Means That the Medicare Annual Enrollment Period Has Started and the 2024 Federal Benefits, Open Season Is Less Than One Month Away
The calendar says it is the middle of October. The Medicare annual enrollment period (AEP) has started, and the annual federal benefits “open season” is less than one month away.
What Federal Employees Need to Know About Retirement and Divorce
Divorce brings a range of financial uncertainties, particularly for federal employees faced with the complications of dividing their retirement savings. The Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP),…
TSP Update for Month Ending September 2024
The C Fund continued its strong performance in September, marking the fifth consecutive month of positive returns. Except for April, when it lost 4%, the fund has been positive every…