Unlocking Hidden Retirement Value: Redeposits and Military Buybacks Explained
The Feds we help at Serving Those Who Serve all have one thing in common — they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS)…
IRS Issues Final RMD Rules Under SECURE Act 2.0: What Should Affected Individuals Do?
The SECURE Act became law on January 1, 2020. One of the provisions passed as part of the SECURE Act was regulations on required minimum distributions (RMDs) for inherited IRAs…
Maximizing Your FERS Annuity: Strategies for Higher Retirement Income
As a federal employee, retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you're nearing retirement or just beginning your planning,…
The FedLife Podcast: Why Delaying Your TSP & IRA RMDs Could Cost You More in Taxes
Discover tax implications for delaying Required Minimum Distributions (RMDs) from your traditional TSP and IRA. Explore strategies to manage your tax liabilities effectively and take advantage of current tax benefits.
Can Federal Employees Count on a 2025 Pay Raise?
If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received…
The Fed15 Podcast: FERS & CSRS: Retirement Planning and the 2025 COLA Update
Dan and Chelsea delve into retirement planning for those under FERS with a CSRS component. They also analyze the projected 2025 COLA and its implications for CSRS and FERS retirees.
Financial Considerations of Owning Two Residences in Retirement – Part III
This is the third of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. This column discusses financial management, considerations when choosing a financial advisor to…
Merging Charitable Measures with Tax Advantages: Contributing Appreciated Stock to a Donor-Advised Fund
When you buy stock, the hope is that it will appreciate. But too much appreciation can lead to a "tax time bomb" in the form of excessive capital gains, leaving…
The FedLife Podcast: IRS Raises Estimated Tax Penalties—info for Fed Employees and Retirees
Discover what you should know to navigate recent changes to underpaid tax penalties that may affect federal employees and retirees. Stay updated to manage potential penalties effectively.
How to Add an Extra Year of Federal Retirement With the Enriched Leave Strategy
In my January Jump article, I promised to return with more real steps that you can take to enhance your retirement outlook. To that end, I'd like to discuss the…