Avoiding Delays: A Fed’s Guide to Submitting a Clean Retirement Application
No matter how prepared you are for retirement, waiting weeks or even months for your first payment can throw everything off track. We often speak to Feds who say they…
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
FEDLIFE for Federal Employees
FEDZone: Latest Federal Employee Benefits & Retirement Updates
FedLife Podcast: Roth TSP vs Roth IRA – Which Should Federal Employees Maximize?
In this episode, Dan and Ed break down the differences between Roth TSP and Roth IRA accounts for federal employees. They explain the advantages and limitations of each option, strategies…
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
FEDLIFE for Federal Employees
FEDZone: Latest Federal Employee Benefits & Retirement Updates
FedLife Podcast: 8 Life Insurance Mistakes Federal Employees Should Avoid
In this episode, Dan and Ed discuss the most common mistakes federal employees make when purchasing and managing life insurance. They explain how to determine the right amount of coverage,…
Debunking Health Care Flexible Spending Account Myths and Why Every Federal Employee Should Own An HCFSA
According to an analysis from the Employee Benefits Research Institute, there are currently (2025) 3.2 million active health care flexible spending account (HCFSAs) in the US. A study from Benepass…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast: A Thanksgiving Special with the STWS Team
Dan and Katelyn sit down with the rest of the Serving Those Who Serve team for a Thanksgiving Special episode. Each person shares what they’re thankful for, the small things…
Bump and Retreat Explained: Protecting Grade During a RIF
When agencies reorganize or cut positions, the Office of Personnel Management (OPM) reduction in force (RIF) rules determine who stays and who moves. These rules can feel complex, but they…
What Federal Employees Planning to Retire in 2026 Need to Consider During Current FEHB Program Open Season
While in federal service, federal employees are privileged to have an important fringe benefit in the form of group health insurance. Employees enrolled in the Federal Employees Health Benefits (FEHB)…
What We’re Thankful for this Thanksgiving:A Special Message from the STWS Team
We know 2025 has been a challenging year for the federal community. Between RIFs, hiring freezes, and uncertainty across agencies, many of you have faced hard choices and heavy burdens,…
Proposed Shutdown Relief: Credit Protection and Cash Options
New proposals in Congress aim to limit credit damage and ease access to cash for federal employees and contractors affected by government shutdowns. These federal shutdown financial relief bills seek…
Court Halts Federal Layoffs: What Feds Should Do Next
A federal judge temporarily blocked most agency RIF layoffs, pausing thousands of pending separations while the case proceeds. For now, that means time — time to confirm your status, gather…