Using “Tax Loss Harvesting” to Save on 2024 Taxes
While investors prefer to have their investments increase in value over time, sometimes an investment that has lost value can produce some good in the form of possible tax savings.
Initial Prediction for 2026 COLA: 2.5%—What Federal Retirees Need to Know
Following the confirmation of the 2025 COLA updates back in October, The Senior Citizen’s League (TSCL) has released their initial prediction for the 2026 COLA just this past week. Here’s…
When Your Spouse Is Private Sector: Coordinating Mixed-Retirement Household Planning
Retirement planning can be a puzzle – especially when one spouse is a federal employee, and the other is in the private sector.
The Fed15 Podcast: Maximizing Discounts & Planning for Your Child’s Education
Dan and Katelyn dive into discounts and deals available to federal employees, sharing helpful websites to find the latest offers on everything from everyday items to big-ticket purchases like travel.
The Fed15 Podcast: 2025 IRMAA Brackets & TSP Contribution Limits Explained.
Dan and Katelyn review the updated IRMAA brackets and TSP contribution limits for 2025, covering the new thresholds and breaking down contribution limits by age group.
Understanding the Problematic Consequences of Roth IRA Conversions
Roth IRAs have been available since 1998. In spite of their being advertised as a financial panacea, Roth IRAs may not be financially suitable for all individuals. At this time…
Will WEP and GPO Be Repealed? What Federal Employees Should Know
For many federal employees and public servants who fall under the Civil Service Retirement System (CSRS), the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) have put a strain…
The Fed15 Podcast: Maximizing Military Service Buyback & Harnessing the Power of HSAs
Dan and Katelyn discuss military buyback, including deposit percentages for CSRS and FERS, timing, and benefits like higher annuity payments, as well as Health Savings Accounts (HSAs), covering their advantages,…
Summary of Medicare Enrollment Options for Federal Retirees
Several previous FEDZONE columns have discussed Medicare enrollment options for federal retirees once they become eligible to enroll in Medicare at age 65.
The Fed15 Podcast: Federal Benefits for Same-Sex Couples and the Social Security Fairness Act
Dan and Katelyn discuss updates on federal benefits for same-sex couples, including retroactive survivor benefits and key topics like FEGLI, TSP, and estate planning. They also cover the Social Security…