The FEDZONE contains all articles written by Ed Zurndorfer:
A former career Federal employee, Ed has published a staggering 1,200+ separate articles on Federal Benefits and Retirement!
Just “Google” his name, and you are likely to find a plethora of sites that contain his writings. Drawn to its mission to reach, teach
and serve Feds, Serving Those Who Serve is the only financial planning practice with which Ed has chosen to affiliate in over
20 years teaching. In addition to conducting Federal Benefits seminars for Serving Those Who Serve, you can find Ed’s
writings here on our blog in the FedZone, and on Fed-Soup, MyFederalRetirement, FederalNews Radio and NITP. He is a
member of the Maryland Society of Accountants, the National Association of Enrolled Agents, the International Society of
Certified Employee Benefits Specialists, the Financial Planning Association, the National Association of Health Underwriters,
and the Society of Financial Service Professionals. Since 1999, Ed has taught many thousands of Federal employees about
their benefits, in person and at Federal agencies all over the country. Ed is a true national treasure.
The Federal Employees Health Benefits (FEHB) program, which includes the Postal Service Health Benefits (PSHB) program, provides health insurance benefits to approximately 8.2 million federal employees, U.S. Postal Service employees,…
During Medicare’s Open Enrollment (Annual Election) Period, those individuals enrolled in Medicare (Medicare “beneficiaries”) can change their coverage. Changing their coverage includes switching between Original Medicare (Medicare Part A and…
There is great news for federal employees who rely on qualified healthcare and dependent care spending accounts such as health savings accounts (HSAs) and flexible spending accounts (FSAs) to help…
In this episode, Dan and Ed break down how the OBBBA of 2025 reshapes charitable giving and tax deductions. They explain how the law builds on changes from the Tax…
One of the provisions passed into law as part of SECURE Act 2.0 (December 2022) requires that “catch-up” contributions made by higher-paid employees must go into a Roth account. This…
With less than three months remaining in 2025, now is the time for federal employees and retirees to get busy and perform some year-end retirement planning. The recently passed One…
Many federal employees are familiar with the tax advantages associated with the Roth Thrift Savings Plan (TSP) account. Contributions to the Roth TSP are made with after-taxed dollars (deducted from…
Since 2004, September has been designated as life insurance awareness month by the nonprofit organization Life Happens (https://lifehappens.org). Life Happens is dedicated to helping consumers take personal financial responsibility through…
In this episode, Dan and Ed explain TSP life annuities, including how they work and the factors that determine monthly payments. They also cover the process for purchasing an annuity,…
Since 2004, September has been designated as “life insurance awareness month: by the nonprofit organization Life Happens (https://lifehappens.org). Life Happens is dedicated to helping consumers take personal financial responsibility through…