HSAs Can Be Beneficial But Beware of Common Mistakes
A Health Savings Account (HSA) allows federal employees and retirees to contribute and to pay out-of-pocket medical and dental expenses in a tax-advantaged way.
OPM Encourages FEHB Health Plans to Adopt Medicare Part D for Federal Annuitants
A recent FEDZONE column entitled “FEHB Program Health Types and Options” (https://stwserve.com/fehb-program-health-plan-types-and-options/) discusses the various types of Federal Employee Health Benefit (FEHB) program health plans available to federal employees and…
Federal Employees and Retirees Enrolled in an HSA Should Be Aware of Medicare’s Tricky Rules After Age 65
A recent FEDZONE column entitled “FEHB Program Health Types and Options” (https://stwserve.com/fehb-program-health-plan-types-and-options/) discusses the various types of Federal Employee Health Benefit (FEHB) program health plans available to federal employees and…
FedLife Podcast: Owning Vs Renting Personal Residences in Retirement (part 2)
In this engaging second installment, we dive deeper into the essential factors to consider when contemplating a second residence in retirement. Discover the key benefits and potential drawbacks, and gain…
FedLife Podcast: Owning Vs Renting Personal Residences in Retirement
Explore the important factors to consider when deciding whether to rent or buy a second residence in retirement. Explore the benefits and drawbacks of each option and gain insights to…
Employees and Retirees Should Pay Attention to Self and Family Versus Self Plus One Premium Rates When Electing 2025 FEHB Program Enrollment
Federal employees and retirees who are enrolled in the Federal Employees Health Benefits (FEHB) program have three enrollment choices. The enrollment choices are: (1) Self Only; (2) Self Plus One;…
Navigating Medicare Plan Changes for 2025
The 2025 Medicare open enrollment period (OEP) started on October 15,2024 and will continue through December 9, 2024. During the OEP, those individuals aged 65 and older and enrolled in…
FEHB Program Health Plan Types and Options
One of the ways that the FEHB program reduces costs and holds premium costs is by imposing restraint on health care provider choices including doctors, hospitals, laboratories for blood tests…
Understanding How Original Medicare Works
Federal employees become eligible to enroll in Medicare when they become age 65. This is because an employee during his or her working lifetime has paid the Medicare payroll tax…
The Calendar Says October 15 Which Means That the Medicare Annual Enrollment Period Has Started and the 2024 Federal Benefits, Open Season Is Less Than One Month Away
The calendar says it is the middle of October. The Medicare annual enrollment period (AEP) has started, and the annual federal benefits “open season” is less than one month away.