FedLife Podcast: TSP Annuities Explained – Withdrawal Option 2
In this episode, Dan and Ed explain TSP life annuities, including how they work and the factors that determine monthly payments. They also cover the process for purchasing an annuity,…
September is Life Insurance Awareness Month:Tax Treatment of Life Insurance
Since 2004, September has been designated as “life insurance awareness month: by the nonprofit organization Life Happens (https://lifehappens.org). Life Happens is dedicated to helping consumers take personal financial responsibility through…
September Is Life Insurance Awareness Month:Understanding the Different Types of Term Life Insurance Policies
Since 2004, September has been designated as “life insurance awareness month” by the nonprofit organization Life Happens (https://lifehappens.org). Life Happens is dedicated to helping consumers take personal financial responsibility through…
FedLife Podcast: TSP Withdrawal Options – Installment Payments Explained
In this episode, Dan and Ed explain TSP installment payments, including the difference between fixed dollar payments and life expectancy payments. They also cover when and how you can make…
September Is Life Insurance Awareness Month: Federal Employees Are Encouraged to Ask Themselves Whether They Have Sufficient Life Insurance Coverage
Since 2004, September has been designated as “life insurance awareness month” by the nonprofit organization Life Happens (https://lifehappens.org/). Life Happens is dedicated to helping consumers take personal financial responsibility through…
Understanding the RMD Rules for TSP Beneficiary Participant Accounts: Non-Spousal Beneficiary Participants
A recent FEDZONE column discussed the RMD rules for a spousal TSP beneficiary participant. This FEDZONE column discusses the beneficiary participant withdrawal rules when a non-spouse is designated as the…
Understanding the TSP RMD Rules for TSP Beneficiary Participant Accounts: Spousal Beneficiary Participant Accounts
A Thrift Savings Plan (TSP) participant is strongly advised to designate a TSP account beneficiary. By designating a TSP account beneficiary, a TSP participant has control and flexibility who will…
The TSP and Required Minimum Distributions
A Thrift Savings Plan (TSP) participant who has separated from federal service (either left federal service or retired from federal service) must begin to take TSP required minimum distributions (RMDs)…
FedLife Podcast: Understanding the Ongoing Appeal of Qualified Charitable Distributions for IRA Owners
In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations…
New Tax Bill Makes Charitable Giving More Challenging
One of the provisions coming out of the recently passed “One Big Beautiful Bill Act” of 2025 (OBBBA) has resulted in enhanced tax savings for some charitable donors, lowered tax…