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Month: July 2021

Federal Employee Benefits

2022 Federal Pay Raise Update: 2.7% Remains Best Bet

Jul 15, 2021 Benefits Ben

A bill drafted in the House of Representatives reflects support for Biden Administration’s proposed figure of 2.7%

The FEDZONE

Options for Withdrawing from the Thrift Savings Plan – Part II

Jul 14, 2021 Ed Zurndorfer

In part 2 of 4 of Ed's in-depth overview of TSP Withdrawals, he examines withdrawing options for "seperated" and "Beneficiary" TSP Participants

Federal Agency News

Cybersecurity in the Federal Government: Proposed Legislation and More

Jul 13, 2021 Benefits Ben

Two bipartisan bills were introduced this past spring to help bolster the government’s cyber needs. Also, a CIO at the DoD gets disciplined for leaking information, and the MDA’s approach…

Federal Agency News

Biden’s Healthcare Team Almost Complete, but Still No Nominee to Lead FDA

Jul 12, 2021 Benefits Ben

Chiquita Brooks-LaSure’s confirmation to lead CMS would have officially filled up Senate-confirmed federal posts at HHS- except the FDA’s top position doesn’t even have a nominee yet.

FEDLIFE Podcast The FEDZONE

FEDLIFE Podcast: What You Need to Know About FSAs, ARPA, and Student Loans

Jul 9, 2021 STWS

In this episode, Dan Sipe and Ed Zurndorfer discuss everything you need to know about the current changes with FSA savings and the upcoming unfreezing of student loan repayment. Dan…

Federal Employee Benefits

Thrift Savings Plan Monthly Recap: June 2021

Jul 8, 2021 Jennifer Meyer

STWS Advisor Jennifer Meyer provides her monthly commentary on what feds need to know about their TSP funds.

The FEDZONE

Options for Withdrawing from the Thrift Savings Plan – Part I

Jul 7, 2021 Ed Zurndorfer

Ed's first part of a four-part in-depth overview of your TSP withdraw options. This article focuses on installment payments and how to request withdrawals

Federal Agency News

Former VA Employee Starts 4-year Sentence for Stealing Information

Jul 6, 2021 Benefits Ben

Former federal employee is behind bars for attempting to sell personal information of Veterans and Coworkers. Also, a former federal contractor heads home from prison.

Federal Agency News

4 Fun Facts for the 4th of July!

Jul 2, 2021 STWS

To celebrate the holiday weekend, here's 4 fun facts for the 4th

Federal Employee Benefits

Emergency Paid Leave Fund Has to Be Used by Sept. 30 or Until Funds Run Out

Jul 1, 2021 Benefits Ben

Federal Employees looking to take advantage of the Emergency Paid Leave may have to act fast as funds are getting gobbled up by agencies.

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Fedlife Podcast
https://youtu.be/hRk3MybMmdc
Recent Posts
  • A Guide to Private Sector Jobs for Federal Employees
  • Managing the Stress of Returning to In-Office Work: A Guide for Federal Employees
  • FedLife Podcast: Medicare Enrollment Deadlines and What Feds Need to Know
  • The Fed15 Podcast: Navigating Return-to-Office Costs and CFPB Uncertainty
  • Departing Employees Need to Consider What Happens to Their HCFSAs and HSAs
Upcoming Webinars
Understanding Your Social Security Benefits
Understanding Your Social Security Benefits
14 May 25
Understanding Your FEHB & Medicare Benefits
Understanding Your FEHB & Medicare Benefits
21 May 25
TSP Planning With Ed Zurndorfer
TSP Planning With Ed Zurndorfer
22 May 25
Tax Planning with Ed Zurndorfer
Tax Planning with Ed Zurndorfer
28 May 25
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
28 May 25
Understanding Your Federal Retirement Benefits: FERS
Understanding Your Federal Retirement Benefits: FERS
4 Jun 25

Checkbook’s FEHB comparison tool lets you easily compare 158 FEHB plans and helps instruct how Medicare Part B will integrate with your FEHB plan.

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Lee Sipe and Associates DBA Serving Those Who Serve.

2025 Forbes Best-in-State Wealth Management Teams

Best-In-StateWealth Management Teamsis based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Serving Those Who Serve (STWS). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is separately owned and operated and not independently registered as a broker-dealer or investment adviser. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).