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Month: December 2023

FEDLIFE FEDZONE Podcast

FedLife Podcast: Lower RMDs with a QLAC

Dec 29, 2023 STWS

A qualified longevity annuity contract (QLAC) – learn what it is, how it works, and one of the best benefits, lower required minimum distributions (RMDs)!

Newsletters and Quizzes

Serving Those Who Serve’s Top of 2023 List

Dec 28, 2023 STWS

Here are our most popular posts from 2023!

FEDZONE

Federal Pay Raise 2024

Dec 27, 2023 Ed Zurndorfer

2024 Federal Employee Pay Increase: How Much, When It Takes Effect, and Other Employee Benefits Affected.

Federal Employee Benefits

2024 Federal Pay Raise Update: Biden Makes 5.2% Official

Dec 26, 2023 Benefits Ben

• Executive order finalizes long expected 5.2% pay raise for federal employees • Congress approved 5.2% for military personnel and the DoD earlier this month • 5.2% is an average…

The Fed15 Podcast

The Fed15 Podcast: OPM Retirement Services Backlog

Dec 26, 2023 STWS

OPM backlog – what the status on the modernization efforts? Also- FERS Disability retirement vs. Social Security Disability Insurance

Newsletters and Quizzes

Monthly Quiz for Federal Employees: December 2023

Dec 22, 2023 STWS

Before checking out for the Holiday break, take our latest quiz for feds!

Federal Agency News

DOJ Return-to-Office Mandate Effective in January + Other News

Dec 21, 2023 Benefits Ben

Federal news round-up: Artemis Mission 3 likely delayed, says GAO + Over 400k feds will be required to work in the office, at least partially, next year

FEDZONE

2024 TSP Contribution Limits: Choose Your Amount

Dec 21, 2023 Ed Zurndorfer

Time to think about your 2024 contributions - for younger feds and those closer to retirement.

Federal Employee Benefits

What to Expect in the First Year of Retirement from Federal Service

Dec 20, 2023 Benefits Ben

We take look at the retirement timeline for Federal Employees in their first year.

Federal Employee Benefits

Things to Consider When Picking a TSP Beneficiary

Dec 19, 2023 Benefits Ben

Who You Choose as Your Beneficiary for Your TSP Account Can Be Very Impactful

Posts pagination

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Fedlife Podcast
https://youtu.be/hRk3MybMmdc
Recent Posts
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  • HSAs Can Be Beneficial But Beware of Common Mistakes
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August 22, 2024 1:00 pm

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2024 Forbes Best-in-State Wealth Management Teams

Best-In-StateWealth Management Teamsis based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 3/31/2022 to 3/31/2023 and was released on 01/09/2024. Advisor teams that are considered must have one advisor with a minimum of seven years of experience, have been in existence as a team for at least one year, have at least 5 team members, and have been nominated by their firm. The algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 10,100 team nominations, 4,100 advisor teams received the award based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state/ for more info.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Serving Those Who Serve (STWS). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is separately owned and operated and not independently registered as a broker-dealer or investment adviser. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).