Dan and Katelyn break down the key rule changes converging in 2026 and the essential planning moves federal employees should be reviewing now, from SECURE Act 2.0 updates to Social Security, TSP, insurance elections, and tax considerations.
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Dan breaks down several key rule changes converging in 2026, including updates under the SECURE Act 2.0, Social Security, and other federal benefits. He explains why incremental changes matter more than they seem and highlights high-risk areas worth reviewing, such as beneficiary designations, savings and contribution strategies, and insurance elections. He wraps up with important timing considerations and practical steps to help federal employees stay ahead.
Katelyn walks through a practical to-do list for the start of the 2026 leave year. She covers TSP updates, FEHB, FEDVIP, dental and vision coverage, and key timing rules for HCFSA and LEXHCFSA accounts. She also emphasizes reviewing your 2025 W-2, evaluating federal and state tax withholding, understanding the 2025 IRA contribution window, reassessing life insurance coverage, reviewing beneficiary designations, and planning for TSP required minimum distributions (RMDs).
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