Making Sense of the TSP Annuity: Who it Fits and Why
Guaranteed income for life appeals to many Feds. A Thrift Savings Plan (TSP) annuity converts part of your account into a monthly payment that lasts as long as you do.
C Fund Reality Check: Valuation Risk and Better TSP Balance
For many Thrift Savings Plan (TSP) investors, the C Fund has become the default choice. It mirrors the S&P 500, captures the largest U.S. companies, and carries a long history…
Averting a Benefits Cliff: What Feds Should Know Now
Social Security and Medicare “benefit cliffs” are making headlines again, and the timelines haven’t improved. The projected fund depletion dates are enough to rattle anyone trying to plan for retirement,…
The True Costs of a TSP Loan
As a federal government employee or uniformed services member, you can borrow money from your Federal Employees Retirement System Thrift Savings Plan (TSP) retirement account.
Time for a Benefits Checkup? Why 2026 Is the Year to Review Your Plan
Federal benefit rules don’t change all at once. They change in pieces — new contribution thresholds, revised timelines, updated elections — and those pieces add up. The new year brings…
Year-End Moves for Feds: Benefits, Taxes, and TSP in One List
December's almost gone, but there's still time to clean up your finances. Nail down your taxes, top off your savings, and wrap up anything that counts when the calendar flips.
How Much Is Enough? Understanding — and Reaching — Federal Retirement Benchmarks
If you’re a working Fed, currently, your paycheck is likely going toward “now” expenses — think food, clothing, shelter and extras. A portion of that paycheck is also directed toward…
Planning Amid Uncertainty: A Fed’s Retirement Survival Guide
The rules keep changing. There is always some new announcement or proposal, and before long, your benefits look different than they did a year ago. A solid plan can handle…
Beating Bias, Part 2: A TSP Action Plan You’ll Actually Follow
While Thrift Savings Plans (TSPs) are typically meant to be long-term investments, the constant stream of breaking news, market commentary, and conflicting opinions has left many Feds feeling the need…
The Complete 2026 Pros-and-Cons Guide to TSP L Funds
Your financial support is assured when you retire from Fed employment, thanks to the Federal Employee Retirement System. FERS provides the funds through its three “pillars”: the Basic Benefit, Social…