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Author: Benefits Ben

Federal Employee Benefits

Locality and the Pay Caps for Federal Employee Salaries

Aug 2, 2022 Benefits Ben

How pay caps depend on what locality a federal employee is based in, plus a bill to be proposed that might give capped salaries bigger annual pay raises.

Federal Employee Benefits

Medical Retirement from Federal Service

Aug 1, 2022 Benefits Ben

What feds need to know regarding rules, eligibility, and the application process for the FERS disability retirement.

Federal Employee Benefits

Investment Options in the New TSP Mutual Fund Window

Jul 28, 2022 Benefits Ben

While finding a public list of the exact mutual funds available within the new TSP window is difficult, here’s what we know about the investment options in the new TSP…

Federal Employee Benefits

FLTCIP Premiums and Application Process Subject to Change

Jul 26, 2022 Benefits Ben

Per a June announcement from OPM, revisions to FLTCIP are likely – including new application periods and higher premiums.

Federal Agency News

Update on New Delivery Vehicles for USPS Employees

Jul 25, 2022 Benefits Ben

The newest USPS trucks are expected to start hitting the road next year.

Federal Agency News

BFS Takes Remote Program Off the Table in Negotiations with Union

Jul 21, 2022 Benefits Ben

In NTEU (National Treasury Employee Union) talks with BFS (Bureau of Fiscal Service) about remote work pilot program abruptly halted.

Federal Employee Benefits

2023 COLA for Social Security, FERS, and CSRS Keeps Climbing

Jul 18, 2022 Benefits Ben

Updated inflation numbers suggest largest COLA since 1981 saw 11.2% – and 2023’s Cost-of-Living Adjustment (COLA) could get even higher.

Federal Employee Benefits

Moving TSP Money to G-Fund? Here’s Why You Should Proceed with Caution

Jul 14, 2022 Benefits Ben

What you should consider before transferring TSP money to the G-Fund.

Federal Employee Benefits

Halfway through 2022: A Look at the OPM Backlog of Retirement Claims

Jul 12, 2022 Benefits Ben

The hefty backlog of retirement claims to be processed by OPM reached its lowest point of 2022 at the end of June, but remains above last year’s levels.

Federal Employee Benefits

2023 Federal Pay Raise Update: House Committee Endorses 4.6%

Jul 8, 2022 Benefits Ben

White House’s recommendation of 4.6% federal pay raise for 2023 gets past House committee.

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Fedlife Podcast
https://youtu.be/hRk3MybMmdc
Recent Posts
  • Security Clearances at Risk? How Political Turmoil Affects Your Clearance Status
  • Federal Employees and Retirees May Have Forgotten About Retirement Accounts from Previous Employers
  • The Fed15 Podcast: Career Crossroads – In-Office Realities and Private Sector Moves
  • The Privatization Playbook: Is Federal Employment About to Be Dismantled?
  • FedLife Podcast: How Social Security Changes and Lump-Sum Payments Impact Your Taxes
Upcoming Webinars
Understanding Your Federal Retirement Benefits: FERS
Understanding Your Federal Retirement Benefits: FERS
4 Jun 25
Tax Planning with Ed Zurndorfer
Tax Planning with Ed Zurndorfer
5 Jun 25
Estate Planning for Federal Employees
Estate Planning for Federal Employees
10 Jun 25
Understanding Your FEHB & Medicare Benefits
Understanding Your FEHB & Medicare Benefits
11 Jun 25
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
Early Retirement Planning (RIFs, VERA, VSIP, Discontinued Service Retirement, and more) for FERS Employees
12 Jun 25
TSP Planning With Ed Zurndorfer
TSP Planning With Ed Zurndorfer
18 Jun 25

Checkbook’s FEHB comparison tool lets you easily compare 158 FEHB plans and helps instruct how Medicare Part B will integrate with your FEHB plan.

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2025 Forbes Best-in-State Wealth Management Teams

Best-In-StateWealth Management Teamsis based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC.

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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Serving Those Who Serve (STWS). Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is separately owned and operated and not independently registered as a broker-dealer or investment adviser. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).