In this episode, Dan and Ed break down what it means to be vested in your FERS retirement and TSP. They explain when employees become eligible for deferred retirement, what happens to your contributions if you leave federal service, and how TSP vesting works for both personal and agency contributions.


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FedLife Podcast (Ep. 142): Are You Vested? What Federal Employees Need to Know About FERS & TSP

 Join us as Dan and Ed break down what it means to be vested in your FERS and TSP benefits, when you become eligible for a deferred retirement, and why understanding your vesting status matters—especially during uncertain times.

In this episode, you'll discover:

  • What does it mean to be vested in your federal benefits?
  • 3 key things to know about your bi-weekly FERS contributions
  • When do FERS federal employees officially become vested?
  • Understanding creditable service and how it impacts vesting
  • What makes you eligible for deferred retirement under FERS
  • When are you vested in your TSP—and why it matters
  • Options for vested TSP accounts when leaving federal service

Source Article:
Most FERS Employees Are Vested in Their FERS Retirement

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Podcast for Federal Employees: COLAs for CSRS and FERS