In this episode, Dan and Ed break down how the OBBBA of 2025 reshapes charitable giving and tax deductions. They explain how the law builds on changes from the Tax Cuts and Jobs Act (TCJA), introduces new deductions for non-itemizers, and imposes new limits on itemized charitable contributions. The discussion also covers the 0.5 percent of AGI disallowance, deduction limits for high-income earners, and strategies such as Qualified Charitable Distributions (QCDs) that can help federal employees and retirees maximize their charitable tax benefits before the 2026 changes take effect.
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FedLife Podcast (Ep.153): How the 2025 Tax Bill Changes Charitable Giving for Federal Employees
Join us as Dan and Ed unpack how the 2025 “One Big Beautiful Bill Act” changes charitable giving, including new deductions for non-itemizers, limits on itemized contributions, the 0.5 percent AGI rule, and strategies to maximize tax benefits before 2026.
In this episode, you'll discover:
- How OBBBA adds complexity to charitable giving tax rules
- How the Tax Cuts and Jobs Act (TCJA) reshaped charitable deductions
- What charitable deductions look like for taxpayers who don’t itemize
- How the 0.5% of AGI disallowance applies
- The deduction limits for those in the 37% marginal tax bracket
Source Article:
https://stwserve.com/new-tax-bill-makes-charitable-giving-more-challenging/
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