Join Dan and Ed as they break down the Medicare Open Enrollment (Annual Election) Period and what federal retirees need to know when choosing or changing coverage. This episode explains the differences between Original Medicare, Medicare Advantage (MA), and Medicare Part D, and highlights key considerations for federal retirees enrolled in FEHB.
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FedLife Podcast (Ep.157): Medicare Open Enrollment – What Federal Retirees Need to Know
Join us as Dan and Ed break down Medicare Open Enrollment, differences between Original Medicare, Medicare Advantage, and Part D prescription drug plans, how federal retirees’ FEHB coverage interacts with Medicare, key enrollment deadlines, and what retirees need to know to make informed health insurance and retirement planning decisions.
In this episode, you’ll discover:
- How federal retirees qualify for Medicare and how it interacts with FEHB coverage
- Differences between Original Medicare and Medicare Advantage plans
- Changes to Medicare Part D catastrophic drug spending limits for 2026
- Important rules for suspending FEHB enrollment to join private MA plans
- How spousal coverage works under Medicare Advantage and FEHB
- Potential pitfalls in choosing MA and Part D plans due to plan reductions, increased costs, and network limitations
- Tools and resources to compare Medicare Advantage and Part D plans
- Key deadlines: Medicare OEP (Oct. 15–Dec. 7, 2025) and FEHB Open Season (Nov. 10–Dec. 8, 2025)
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