Discover how federal retirees can potentially reduce their Medicare Part B IRMAA charges significantly through strategic planning and well-informed financial choices.


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Learn key strategies for reducing your Medicare Part B IRMAA and managing your income to avoid higher costs.

Featured in this episode: 

  • Who Can Start receiving Social Security Retirement Benefits?
  • How Modified AGI Affects Income Tiers
  • Strategies to Lower IRMAA
  • When to Plan for Medicare Part B Premiums
  • utilizing Roth Conversions, HSAs, and QCDs
  • Benefits of Direct Rollovers from TSPs to IRAs
  • Using Qualified Longevity Annuity Contracts (QLACs)

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“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James.  Content represents the opinions of the speaker and not necessarily those of Raymond James.  Important Disclosure Information:  http://raymondjames.com/smicd.htm 

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Podcast for Federal Employees: COLAs for CSRS and FERS