Dan and Katelyn discuss the 2025 contribution limits for TSPs, HSAs, and FSAs, offering insights into the key updates. They also cover the proposed 2026 pay raise, providing an overview of the rationale behind the increase and its potential impact.
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The Fed15 Podcast: 2025 Contribution Limits and 2026 Pay Raise Updates
Dan discusses the 2025 contribution limits for key accounts, starting with the newly updated TSP contribution limits. He emphasizes the importance of calculating contributions across all pay periods to ensure employees receive the full match. He then delves into the new HSA contribution limits for individuals and families, highlighting the key features of HSAs. Lastly, Dan provides an overview of the updated FSA contribution limits and offers a general explanation of these types of accounts.
Katelyn covers the proposed 2026 pay raise, highlighting the lawmakers’ plan to grant federal employees a 4.3% wage increase and the rationale behind it. She explains how higher wages translate into increased retirement benefits and underscores the importance of strategically planning how this pay raise aligns with long-term retirement goals.
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