Dan and Katelyn discuss what federal employees need to know for 2026, including new TSP and IRA contribution limits, updated catch-up rules, and Roth considerations. They also cover common retirement application mistakes that can delay first payments, share tips for submitting a clean application, and highlight upcoming webinars on key federal retirement topics.
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The Fed15 Podcast: 2026 Retirement Prep — New TSP & IRA Limits and How to Avoid Payment Delays
Dan and Katelyn break down what federal employees need to know heading into 2026, starting with the newly announced TSP and IRA contribution limits and how higher caps, expanded catch-ups, and Roth requirements for higher earners can shape retirement strategy. They explain why recalculating per-pay-period contributions before January matters for maximizing tax-advantaged growth and agency matching.
The conversation then shifts to the other side of retirement readiness, outlining the most common mistakes that delay first retirement payments and walking through a practical checklist for submitting a clean, on-time application. The episode closes with key planning takeaways and a preview of upcoming webinars covering FERS, taxes, Social Security, TSP, and FEHB.
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