Dan and Katelyn discuss how recent FAFSA changes may impact federal families planning for college, and what federal employees should know about the growing conversation around a potential 2027 pay freeze.

 


Check Out Our Next FERS Webinar for Federal Employees -


The Fed15 Podcast | Ep. 155 FAFSA Changes & Financial Aid + Will Feds Get a Pay Raise in 2027?

Katelyn breaks down how the new Student Aid Index (SAI) replaces the Expected Family Contribution (EFC) and what that means for federal employees navigating college funding. She explains how TSP and IRA contributions can influence FAFSA calculations, why retirement accounts receive favorable treatment, how assets are evaluated, and common misconceptions about financial aid eligibility. Katelyn also shares practical strategies for balancing retirement savings, college planning, and aid opportunities without sacrificing long-term financial security.

Dan discusses the possibility of a 2027 federal employee pay freeze and what current budget proposals could mean for federal workers. He explains where the federal pay-setting process stands today, why a pay freeze affects more than just take-home pay, and how it can impact TSP contributions, purchasing power, and future FERS pension calculations. Dan also outlines steps federal employees can take now to strengthen their financial plans while monitoring developments from Congress, OPM, and the White House.

Like and Subscribe on YouTube at YouTube.com/FedLife

“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James.  Content represents the opinions of the speaker and not necessarily those of Raymond James.  Important Disclosure Information:  http://raymondjames.com/smicd.htm 

COLAs for CSRS podcast - COLA for FERS - image: colas

Podcast for Federal Employees: COLAs for CSRS and FERS