Income, Assets, and College Financial Aid Impacts
Your salary and benefits are likely excellent as a mid-career fed. However, the chances are pretty good that you don’t have buckets of cash available to pay for your child’s…
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
FEDLIFE for Federal Employees
FEDZone: Latest Federal Employee Benefits & Retirement Updates
FedLife Podcast | Ep. 166: Roth TSP In-Plan Conversions & the 5-Year Rule Explained
In this episode, Ed and Dan take a deeper look at the tax consequences of Roth TSP in-plan conversions beginning in 2026, with a focus on how the IRS “five-year…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 148 Managing FERS Tax Withholding + Should Feds Diversify Beyond U.S. Stocks?
In this episode, Jen and Dan go over managing taxes as income stacks up in retirement and whether heavy reliance on U.S. stocks in the TSP adds unnecessary risk. They…
Closing the Retirement Gap After 50: A Step-by-Step Fed Guide
If you’re behind on retirement savings, the goal isn’t perfection. It’s increasing how much you save, starting now. For many Feds, catch-up saving after 50 comes down to three levers:…
How Does the “Still-Working” TSP RMD Exception Strategy Work?
Over the past 20 years, many Americans including federal employees have been staying on the job longer. Workers aged 75 and over are expected to have the largest growth in…
FEGLI After 55: When it Gets Expensive and What to Do
Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 147 Retiring at MRA Without the Supplement + Should You Move Closer to Work?
Dan and Katelyn discuss how federal employees can navigate early retirement income gaps and whether return-to-office changes should prompt a relocation decision before retirement.
Two Pensions, One Plan: Taxes, Timing, and Survivor Choices
Two pension checks arriving each month create a dependable income in retirement. That stability helps, but it also means taxes, survivor elections, and health coverage decisions carry more weight.
Understanding the Rules for Amending a Federal Income Tax Return
Individuals who found errors on their 2025 federal income tax returns (or prior year returns, see below) that they recently filed earlier this year can file an amended federal income…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 146: Rural Healthcare in Retirement + Backdoor Roth Strategies for High-Income Feds
Dan and Katelyn break down how healthcare access can impact retirement decisions and how high-earning federal employees can still utilize Roth strategies despite income limits.