Dan and Katelyn discuss two practical issues federal employees and retirees should understand: using a Health Savings Account (HSA) as part of a retirement strategy and what to do if your first federal retirement payment is delayed.
Check Out Our Next FERS Webinar for Federal Employees -
The Fed15 Podcast | Ep. 143: HSAs for Federal Employees + What to Do If Your Retirement Check Is Delayed
Katelyn explains how Health Savings Accounts work for federal employees enrolled in FEHB High-Deductible Health Plans, highlighting the triple tax advantages of HSAs and how they can be used to build an additional retirement cushion for healthcare costs. She also covers contribution limits, eligibility rules, and potential downsides to consider before using an HSA as a long-term planning strategy.
Dan discusses what federal retirees should expect if their retirement claim is delayed at the Office of Personnel Management (OPM). He walks through the typical processing timeline, how to track where a retirement claim may be held up, and practical steps retirees can take to manage cash flow while waiting for interim or final retirement payments.
Like and Subscribe on YouTube at YouTube.com/FedLife
“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James. Content represents the opinions of the speaker and not necessarily those of Raymond James. Important Disclosure Information: http://raymondjames.com/smicd.htm.
