Dan and Katelyn discuss how federal employees can accelerate retirement savings later in their careers and what parents should know about FAFSA and CSS financial aid planning.
Check Out Our Next FERS Webinar for Federal Employees -
Dan explains how federal employees over 50 can make meaningful progress on retirement savings without needing a perfect plan. He walks through defining your retirement income gap, maximizing TSP and catch-up contributions, reducing spending strategically, and using Roth versus Traditional tax planning more intentionally. He also discusses common mistakes that slow progress and why a focused 12–24 month savings sprint can significantly improve retirement flexibility.
Katelyn breaks down how FAFSA and CSS financial aid planning works for federal employees with college-bound children. She explains the differences between FAFSA and the CSS Profile, how income, TSP contributions, and 529 accounts are evaluated, and why early planning matters. She also covers common mistakes families make, strategies to avoid unnecessary income spikes during aid calculation years, and how to balance college planning without sacrificing retirement savings.
Like and Subscribe on YouTube at YouTube.com/FedLife
“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James. Content represents the opinions of the speaker and not necessarily those of Raymond James. Important Disclosure Information: http://raymondjames.com/smicd.htm.
